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 Credit Card v9, RM50 GST dilemma

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SUSDavid83
post Mar 14 2010, 12:02 PM

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QUOTE(MilesAndMore @ Mar 14 2010, 11:59 AM)
Is the Megamall not good ? I think it's very convenient and its proximity to KL city centre is definitely a plus. Finding a parking spot during lunch break can be a pretty daunting task though. Even the Premier site is always full to the brim.
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Good for KL and Klang Valley citizens; not good for me who are working at other states. blush.gif
SUSDavid83
post Mar 15 2010, 12:23 AM

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MBB promo with P1 Wimax and Harvey Norman:

1. Get 8X TreatsPoints & get RM500 tax relief when you subscribe to P1 W1MAX

Promotional Period: 1 March to 30 April 2010

Terms and Conditions

8x TreatsPoints is applicable for Maybankard Credit Cardholders who hold either a Visa or Mastercard.
8x TreatsPoints is applicable for new P1 W1MAX sign ups after a 7-day cooling-off period*
Offer period: 1st March to 30th April 2010
It is a hassle-free sign up, just call us at 1300 03 8889 or email us at p1.sales@packet-1.com
This offer cannot be combined with any other promotional offer.
Free delivery to your doorstep.

Details: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

2. Charge to your Maybankard Credit Card for exclusive Deals and Giveaways

Exclusive additional 5% discount to Maybankard Credit Cardmembers. Applicable for furniture and bedding products only.
Exclusive Maybankard Credit Cardmembers Deal: FREE RM200 Harvey Norman Voucher with purchase of Panasonic CS-S13JKM Air Cond.
First 300 customers will receive RM30 Harvey Norman Voucher with a minimum charge of RM2,500 in a single receipt to Maybankard EzyPay interest free instalment plan.
Valid from 6 March to 11 April 2010.

Details: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
SUSDavid83
post Mar 16 2010, 05:54 PM

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QUOTE(princess_autumn87 @ Mar 16 2010, 05:46 PM)
hi all, wana clarify something abt mbb cc with ya all

will i be entitled for double points purchasing abroad using mbb cc?

jst to double confirm abt my points now
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You meant 2x points? Which card are you holding?
SUSDavid83
post Mar 16 2010, 06:50 PM

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QUOTE(cenkudu @ Mar 16 2010, 06:49 PM)
if transaction is made on the statement date e.g. 17/1 , the transaction will appear on the next billing due on the 7/2 or the following billing due on 7/3?
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It depends when's your statement cut-off date.
SUSDavid83
post Mar 16 2010, 10:35 PM

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QUOTE(winner @ Mar 16 2010, 09:22 PM)
Under MBB, currently only Amex cards give 2x points for overseas transactions.
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AMEX cards always rewards 2x points for any swipe even though it's a local transaction.
SUSDavid83
post Mar 19 2010, 04:10 PM

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QUOTE(temptation1314 @ Mar 19 2010, 03:58 PM)
They are desperate. LOL
Btw, I got Visa and Master, should I get Amex? tongue.gif
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Why not if you're willingly to pay RM50.
SUSDavid83
post Mar 22 2010, 10:56 PM

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QUOTE(masterelr @ Mar 22 2010, 10:53 PM)
I'm applying for a card for the first time. Thinking of doing it at Maybank.
Do you think I can still apply for one if I don't reach the minimum annual income?
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Quite hard with Maybank.

CIMB is more lenient.
SUSDavid83
post Mar 23 2010, 09:10 AM

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QUOTE(choco-cream @ Mar 23 2010, 08:56 AM)
what documents do i need to apply credit card normally?

aeiou228, which credit card offers those
=p
thx
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Anything to prove your income - J form, EA form, EPF statement, payslip

And photocopy of IC.
SUSDavid83
post Mar 28 2010, 11:17 PM

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I was quite surprised when DA offered me a Platinum since I'm pretty sure that my annual income doesn't even meet the lower limit.

Only certain Platinum from certain banks still have "class".
SUSDavid83
post Apr 1 2010, 08:51 PM

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I don't really trust those contest. I'm pretty sure that I won't have such luck to win those fancy grand prizes.
SUSDavid83
post Apr 1 2010, 11:34 PM

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I think it's not worth to invest into that fancy device. laugh.gif
SUSDavid83
post Apr 2 2010, 10:20 PM

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QUOTE(nles @ Apr 2 2010, 10:07 PM)
Share with you guys some hilarious thing.

Today I went to bank to apply my maybank premier current account and also an ATM card that particular account.

The lady then told me they're providing different ATM Card, Platinum ATM Card o.O

Me: So what's the different with the usual ATM card?
Lady: Adalah benefit ia lain sikit
Me: Apa benefit?
Lady: . . . . . (pointed at the platinum label on the card) bila orang tengok akan recognize ini card la, platinum memang lain.

WTF??!! Platinum ATM Card sleep.gif
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I think it's referring to the Mastercard Platinum Debit Card with ATM facility like the Visa Debit Cherry Card.

URL: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
SUSDavid83
post Apr 3 2010, 10:37 AM

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QUOTE(muscaa @ Apr 3 2010, 10:35 AM)
if i have the old ATM card without debit card function, I gotta pay RM12 to convert the card to debit?
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Yes, you have to pay for it. I rather not to switch over. biggrin.gif
SUSDavid83
post Apr 4 2010, 09:59 PM

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QUOTE(accutane @ Apr 4 2010, 09:58 PM)
I applied HSBC CC 2 weeks ago.. just now when i checked, this thing came out



what is it means? is it got rejected? or system down cannot check status?
sorry noob here
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Give the CS a call to help you in checking the application status.
SUSDavid83
post Apr 4 2010, 10:56 PM

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QUOTE(koh_424 @ Apr 4 2010, 10:54 PM)
just wan to check with all of u guys..

as example, today i swipe 1.3k for the total amount of the item. then at the next week i swipe again 1k for the other item.

is tis 2 amount can combine up n ask bank for the 0% installment plan??
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Usually it's within one transaction; take CIMB DA as an example.

But it also depends on the bank itself. Try check from the bank website or give them a call. smile.gif
SUSDavid83
post Apr 5 2010, 06:57 AM

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QUOTE(arafat @ Apr 4 2010, 11:35 PM)
hi..for DA, let say i want to buy a hp worth 1k

so if the shop dont offer installment plan

after swipe i just can call to cs and request to convert to installment?

can i opt for 3 month installment?
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I think so. DA is currently offering a promo called i.pay plan.

Min amount RM 500 and min period is 10 months.

Details: http://www.directaccess.com.my/index.php?c...591&tpt=cimb_da
SUSDavid83
post Apr 5 2010, 08:26 AM

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QUOTE(koh_424 @ Apr 5 2010, 08:17 AM)
just to thinking of the total amount to make an installment.

as the shop seller teach me tat. can try to have to balance transfer to get the installment plan. how much charge for balance transfer?
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Balance transfer is to transfer an outstanding amount from one credit card to another credit card issued by another bank.

Usually to make it competitive and retain/grab existing/new cardholders, they don't impose any charges and offer 0% installment.
SUSDavid83
post Apr 5 2010, 10:38 AM

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QUOTE(deeplyheartbroken @ Apr 5 2010, 09:16 AM)
If I ain't wrong, only a handful of them is offering 0% installment with no extra charges. For PBB, it is for a limited run only. Thus far only CIMB/DA been running this for quite some time & still going on.
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Maybank also offers it but I think at a shorter during; i.e. 3 months

CIMB/DA is offering 0% BT for 6 months.
SUSDavid83
post Apr 5 2010, 01:34 PM

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QUOTE(koh_424 @ Apr 5 2010, 01:26 PM)
but if i request for the 0% installment from Maybank (as my CC)..how long the installment period shortest for them??..
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I did a 6-month term before.

It's up to the merchant I think.

Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
SUSDavid83
post Apr 5 2010, 03:23 PM

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QUOTE(koh_424 @ Apr 5 2010, 03:03 PM)
is tis apply for all the item n amount swipe for???..or just as state 'participating outlet only'..??
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Just participating outlet/merchant. Sorry to say that.
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