It is the largest credit card issuer by sales. Maybank has the most cards in circulation.


Is there a press release stating banks are not allowed to "absorb" the tax on their customers' behalf ? There are many conflicting reports on this.

I believe it's more like he thinks the Citibank brand is prestigious.

Yes.

Too bad their rewards kinda suck !

I am just as puzzled as muscaa. What card type exactly are you guys talking about ? Withdrawing cash overseas using your Citibank debit card or Citibank credit card ?

As for which international bank has the most ATM in overseas. Well, first you can cross Standard Chartered Bank off your list.

Standard Chartered Bank has over 1700 full service retail banking branches in the world and all of them are in Asia and Africa. It doesn't offer any retail banking services outside Asia/Africa, hence no ATM outside Asia/Africa. Hong Kong is Standard Chartered Banking Group's largest market that pulls in the most revenue every year follows by South Korea in the second place and India in the third place.

Citibank has over 4000 full service retail banking branches (including the branches of 100% owned Banamex in Mexico) in the world. 1001 of the branches are all located in the USA. ATM can only be found in certain parts of USA and in more than 5000 7-Eleven stores with Citibank-branded offsite ATM in USA. It might be the third largest banking group in the USA but many smaller rivals actually have far more branches than Citibank. Anyhow, they do have a huge presence outside of USA and that will always give them an edge.

HSBC has over 8500 full service retail banking branches in the world. ATM can be easily found in UK and Hong Kong.

HSBC is no doubt much larger in terms of branch but am not not really sure who has more ATM overall.

This post has been edited by MilesAndMore: Jan 1 2010, 09:31 PM

Yes. I am aware of the fee free withdrawal using our Citibank VISA debit card to withdraw for cash overseas at any Citibank ATM. But these guys were talking about they are keeping Citibank credit card because Citibank is big and they have many ATM around the globe. I mean, what does having a Citibank credit card have to do with ATM at all ? Unless they want to withdraw cash advance but they can do that at any ATM in the world as long as the ATM supports VISA/Mastercard. Besides, this is a thread about credit card and all of a sudden they were talking about withdrawing cash ??

In terms of variety of shopping vouchers and points needed for redemption, i'd say HSBC is the better one.

Different bank will list it down differently.


That's because it's a December statement. The RM50 is chargeable on your card's anniversary month. You can get the information from the website of your credit card provider.

To exchange for gifts or shopping vouchers.

Not too sure about this.