1120 Park Avenue - PJ South, any comments?
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 Dec 30 2009, 10:23 PM
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Junior Member
39 posts Joined: Dec 2009 From: Malaysia  
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QUOTE(sk00 @ Dec 30 2009, 07:53 PM) i got the same call and he told me that my booking of RM2k transaction through credit card is not through. i haven't check with my bank though. Seem like same case.... Really wonder why like that? |
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Dec 30 2009, 11:03 PM
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL  
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QUOTE(sk00 @ Dec 30 2009, 05:18 PM) Yes totally agreed on that. OCBC not only slow, they never keep their promise as well. promise to call me back but never call me back at all. very very bad customer service. will never deal with this bank anymore. YaYa, this is what i encounter also...really useless...dun wanna take their loan... |
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Dec 30 2009, 11:11 PM
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Junior Member
221 posts Joined: Dec 2009
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QUOTE(kornflake @ Dec 30 2009, 10:14 PM) 1) Inside uob offer letter, mrta is compulsory to be taken. 1) my uob package can exclude mrta. i going to trake mlta with my insurance agent.sa say can take out mrta. can i apply mrta from other insurance and retain the policy with me instead of passing to the bank? 2) uob offer letter given is based on 40 years loan. i request to change it to 25 years but sa ask to sign current offer letter first then after 1 week will prepare supplementary offer letter. got no black & white, how arr??? later im stuck with a 40 years loan. die arr!! 3) is uob offering term loan or semi-flexi loan? is everyone out there who applied uob getting the same package or diff? can we request to change the tnc?? 2) the uob sa make me an offer letter based on 30 years loan as i wish. 3) mine is flexi loan, daily rest interest. |
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Dec 30 2009, 11:17 PM
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Junior Member
220 posts Joined: Dec 2009
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QUOTE(oucheev @ Dec 30 2009, 09:19 PM) Got a call from my UOB agent. My loan is approved but the Letter of Offer is still not out. EPF withdrawal 1-2 weeks.Even though I have not seen the Letter of Offer, I think the terms are better than SC. The main thing is UOB is on daily interests whereas SC is on monthly interests. Also, UOB lets you include the legal and stamping fees into the loan. Anyone is taking EPF to pay the 10% deposit? I have already signed the S&P agreement last Sun. I can't submit to EPF yet because the S&P & Loan Agreement is not out yet and I think this will take another week or two. How long will it take to withdraw from EPF? Added on December 30, 2009, 11:36 pm QUOTE(kornflake @ Dec 30 2009, 10:14 PM) 1) Inside uob offer letter, mrta is compulsory to be taken. I think you misunderstand on the loan tenure. If the bank approve longer loan tenure is better because the repayment will be low. It's good for those tight budget buyer but it's the same too if you can made repayment higher.sa say can take out mrta. can i apply mrta from other insurance and retain the policy with me instead of passing to the bank? 2) uob offer letter given is based on 40 years loan. i request to change it to 25 years but sa ask to sign current offer letter first then after 1 week will prepare supplementary offer letter. got no black & white, how arr??? later im stuck with a 40 years loan. die arr!! 3) is uob offering term loan or semi-flexi loan? is everyone out there who applied uob getting the same package or diff? can we request to change the tnc?? We always can repayment more and the tenure will be shorten. Ambank have a very good calculation page. http://www.ambg.com.my/retail.asp?sc=retai...cing_calculator At Do you want to make extra principal repayments? Select YES, type additional amount to pay per month. Then will know how many years shorten. This post has been edited by king4891: Dec 30 2009, 11:36 PM |
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Dec 31 2009, 12:02 AM
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Junior Member
51 posts Joined: Jun 2009
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withdraw KWSP need letter offer from bank which we already sign?
can we withdraw from KWSP 1st, since developer want us pay the 10% after sign S n P, although i already have letter offer, but i wish to wait others bank offer.... |
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Dec 31 2009, 12:14 AM
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(king4891 @ Dec 30 2009, 07:07 PM) MLTA a bit more expensive but can choose to pay monthly or yearly. The important is can get back the moeny right? By the time u get back the money, its already depreciate.So rather buy MRTA than MLTA. |
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Dec 31 2009, 12:15 AM
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Junior Member
220 posts Joined: Dec 2009
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QUOTE(aliciaqsp @ Dec 31 2009, 12:02 AM) withdraw KWSP need letter offer from bank which we already sign? If not mistaken, withdrawal of EPF need S&P and Loan offer letter or loan agreement.can we withdraw from KWSP 1st, since developer want us pay the 10% after sign S n P, although i already have letter offer, but i wish to wait others bank offer.... Additional info on withdrawal for non-marriaged couple: If S&P have bf & gf name and loan have bf name only then EPF only allow the person in the loan agreement to withdraw. If marriaged then allow both epf to withdraw. In your case, I think you can withdraw now because EPF won't lock which bank you use and in future will not allow for 2nd withdrawal because you choose other bank at the end. EPF only lock your name on the property. Meaning your EPF cannot withdraw for other property until the property sold or fully paid. Please call EPF to confirm. If EPF need loan agreement then don't have choice to confirm which bank you want first. Added on December 31, 2009, 12:19 am QUOTE(gstrapinuse @ Dec 31 2009, 12:14 AM) By the time u get back the money, its already depreciate.So rather buy MRTA than MLTA. I didn't get you.MRTA depreciate totally. MLTA depreciate on inflation only. This post has been edited by king4891: Dec 31 2009, 12:21 AM |
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Dec 31 2009, 09:32 AM
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Junior Member
51 posts Joined: Jun 2009
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QUOTE(king4891 @ Dec 31 2009, 12:15 AM) Please call EPF to confirm. If EPF need loan agreement then don't have choice to confirm which bank you want first. the application PENGELUARAN MEMBELI RUMAH with me, there stated tat need attach with SURAT KELULUSAN PINJAMAN PERUMAHAN  dunt know is that means offer letter saja or ...  |
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Dec 31 2009, 09:38 AM
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(aliciaqsp @ Dec 31 2009, 09:32 AM) the application PENGELUARAN MEMBELI RUMAH with me, there stated tat need attach with SURAT KELULUSAN PINJAMAN PERUMAHAN Both original SNP & Offer letter from bank. dunt know is that means offer letter saja or ... |
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Dec 31 2009, 10:02 AM
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Junior Member
220 posts Joined: Dec 2009
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QUOTE(aliciaqsp @ Dec 31 2009, 09:32 AM) the application PENGELUARAN MEMBELI RUMAH with me, there stated tat need attach with SURAT KELULUSAN PINJAMAN PERUMAHAN Offer = Tawaran dunt know is that means offer letter saja or ... Approve = Kelulusan If approve means loan agreement right? keke... If offer letter then you still can change after apply EPF but call them to confirm first. Better look for higher post if possible, if not you will regret....  |
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Dec 31 2009, 10:25 AM
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Senior Member
859 posts Joined: May 2009
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yes also call me the credit card not go through, so need to pay by cash or credit card. Haven't call the bank but better ask the developer take back the receipt that they swipe that day.
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Dec 31 2009, 02:09 PM
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Senior Member
756 posts Joined: Dec 2009
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anyone out there taking SCB? I have approval letter from UOB and SCB but not sure which one to take? SCB selling point is lock in period started from the date of signing S&P or letter offer but the drawback is term loan basis.
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Dec 31 2009, 03:01 PM
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Junior Member
23 posts Joined: Nov 2004
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QUOTE(sk00 @ Dec 30 2009, 07:53 PM) i got the same call and he told me that my booking of RM2k transaction through credit card is not through. i haven't check with my bank though. A friend of mine also getting the same call from the developer.... I was wonder... issit the developer don't want to bare the 2-3% merchant charge for credit card..... I am also paying with credit card.... may be i will be the next...  Happy New Year!!! |
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Dec 31 2009, 03:03 PM
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(ausmat @ Dec 31 2009, 03:01 PM) A friend of mine also getting the same call from the developer.... I was wonder... issit the developer don't want to bare the 2-3% merchant charge for credit card..... Mine already cleared...i also paid via creditcard..i use HSBC...I am also paying with credit card.... may be i will be the next... Happy New Year!!! |
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Dec 31 2009, 03:05 PM
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Junior Member
220 posts Joined: Dec 2009
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QUOTE(ausmat @ Dec 31 2009, 03:01 PM) A friend of mine also getting the same call from the developer.... I was wonder... issit the developer don't want to bare the 2-3% merchant charge for credit card..... My credit card show 2k debited. I think some of the SA just swap your card using the manual machine and never call the bank for verification. Possible right? I am also paying with credit card.... may be i will be the next... Happy New Year!!!  |
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Dec 31 2009, 03:41 PM
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Junior Member
23 posts Joined: Nov 2004
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QUOTE(king4891 @ Dec 31 2009, 03:05 PM) My credit card show 2k debited. I think some of the SA just swap your card using the manual machine and never call the bank for verification. Possible right? He he... lucky mine already clear.... |
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Dec 31 2009, 04:52 PM
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Junior Member
233 posts Joined: Mar 2006
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lawyer called me
look like I am among the last to sign SnP & Loan + Offer Look forward to next week |
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Dec 31 2009, 04:56 PM
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Junior Member
221 posts Joined: Dec 2009
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QUOTE(gstrapinuse @ Dec 31 2009, 03:03 PM) Mine already cleared...i also paid via creditcard..i use HSBC... using HSBC too. |
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Dec 31 2009, 06:25 PM
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Newbie
3 posts Joined: Dec 2009 
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QUOTE(20yrsinsrisentosa @ Dec 31 2009, 05:56 PM) using HSBC too. Hi, anyone, do u guys remember what the developer promises before? we paid 2k for booking, if refund is we can take back 1.8k, but now they are different story, they said only can refund 1.5k only! Last time, we request black & white for this statement, but they said no need, is promise will refund 1.8k, but now?only will refund 1.5k! so shit!  Got some1 have this case as mine?? Added on December 31, 2009, 6:28 pmI would like to cancel my unit, anyone interest? my unit is L type, 1193 s.f, at level 8. This post has been edited by Nee2010: Dec 31 2009, 06:28 PM |
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Dec 31 2009, 09:00 PM
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Junior Member
443 posts Joined: Jan 2003
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QUOTE(Nee2010 @ Dec 31 2009, 06:25 PM) Hi, anyone, do u guys remember what the developer promises before? we paid 2k for booking, if refund is we can take back 1.8k, but now they are different story, they said only can refund 1.5k only! They told me they would forfeit RM500 upon cancellation. Perhaps u were misinformed. Anyway, I have the S&P signed today. I saw ppl there asking for phase 2 launch. Some aunties there are choosing their units! Last time, we request black & white for this statement, but they said no need, is promise will refund 1.8k, but now?only will refund 1.5k! so shit! Got some1 have this case as mine?? Added on December 31, 2009, 6:28 pmI would like to cancel my unit, anyone interest? my unit is L type, 1193 s.f, at level 8. A quick update, the staff there (a malay lady) told me phase 2 will launch next month. |
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