new member for business

Everyone, I would like to know if anyone of you apply the loan from other branches instead of the listed branch?

The bank still receive interest paid by the developer.

Apparently the developer only make arrangements with the branch listed by them. The other branch do not know about such arrangement with the developer. How the developer deal on the interest payment is that the branch loan dept will kept all the loan for the financing for this project in a special folder. This particular branch will then forward the interest charges to the developer which then the developer will pay. On the other hand, if the bank do not know such financing scheme, then the bank will bill us the interest which the developer doesn't know about. So any penalty, we have to bear.

I had ask my loan officer to check with his branch manager regarding this, so he told me its ok. His branch will make sure they forward the interest statement to the branch which deal with the developer. So now can sleep better.

At first I was worry lar. But the developer really need better informed sales personnel. All of them can't seem to answer the questions correctly or everyone give a different answers. Aiseh!!! If this is the kind of arrangement, then the developer shall use the word "mandatory" instead of "encourage" to contact the panel of financier.

I did get my rate as BLR-2.0% and free loan legal documentation fees.

I got my loan from PBB

yes, i do

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Added on January 13, 2010, 5:35 pm

KChan & fivezal, added page 39

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Added on January 13, 2010, 5:45 pm

i have cukup2 makan income
thanks for my university degree, or else i only get 80% MOF from PBB

they also need payment record, so if you want to loan without qualitification
(i heard a degree) then better buy a car first, pay promptly. Telephone bill, astro etc is not included

ocbc only give me 80%, uob give me 90%

really

my lawyer from tee bee kim says ocbc is the best bank
they really know how to take care of their client

but they never return me with a quotation
i think i kena macam one of our 1120 pa purchaser + lyn member

yes, furthermore, we HAVE NO LAWYER! the lawyer that handle my s&p agreement and loan agreement explained to me so. in the case of s&p agreement, the lawyer is on behalf of developer. in the case of loan agreement, the lawyer is on behalf on the bank! the bank simply give us an option to use back the panel lawyer from developer instead of bank to find someone else. we have no lawyer.

what u guys think of the offer letter from ocbc??

to many words till i pening edy.

any hidden charges that i miss out?

It mean if 600++ no or taken up and it will not allow public to enter anymore. Tomorrow is Friday only , will every one really take one day off for buying this property. However that day miss chu has show me the register people for phase to already more than 1000. I think they really confidence this week end, all the unit can be sold out.

done

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Added on January 14, 2010, 2:31 pm

haha

expected
how about sleep over

yalor,r v(1st phase buyer) consider s public.but jz nw i went to wisma peter the guard don`t let me go in,until i say i hv appointment with lawyer only he let me go tru.

sorry type wrongly,is 1000,not 100.so it is very high demand.hehe.by sat will drop by wisma peter and c still got any unit available or not.

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Added on January 14, 2010, 3:44 pm

Waa ur imagination is really damm good..air gun,FRU,helicopter..haha...but 20 FRU where enough to handle 1000 over of potential puchaser?

hi ..
may i know any one is not giving developer Cheque for down payment?

we can buy bank draft right??

I was there just now. Nobody queue up yet. Not likely that hot. many register for viewing only.

Hie king4891,
Can you please enlighten me on the OCBC blood sucker charges...
What is it about.

Not sure whether your offer letter have print wrongly or not!

From OCBC offer letter...

"If any of the Facilities are fully redeemed / Settled within the first 5 years from the date of first drawdown, prepayment charges equivalent to 3% or the Facilities limit: or RM 5,000: whichever is the higher ("the Charges"), will be payable by you at the same time that the redemption or settlement sums are paid to the Bank. The Bank shall be entitled to debit your account with the Charges."

bankers cheque of coz have money
i understand what you mean is personal cheque

if your acc do not have money, then we will have cheque tendang
so if what i am saying is right, there is no diff between bank draft and bank cheque
because bank cheque, bank always have money what

hahaha, hilarious

The photo snapped at 0930 on 15th January 2010

My friend just book a unit. M type is about RM 255K

For phase 1 price.
it is at RM200 psf.

If the unit is 1193sft. then the price is (1193*200 + 500/600*level number-1)