Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Only RM200~330k budget, Dreaming of getting a own house

views
     
vincentlee
post Dec 12 2009, 10:55 PM

★★★7Star★General★★★
*******
Senior Member
2,108 posts

Joined: Jun 2005
From: PJ


QUOTE(StarJump @ Dec 12 2009, 10:53 PM)
I think if you are buying for your own stay, the house price should not be too high. Maybe budget around Rm230k would do. I mean your life can either go single or married but for the moment, having a house would mean saving on rent. Sure there is house loan to pay but at least you are paying yourself now.

For RM230k, try to find some places near your workplaces provided you intend to stay long long time with your company. Else, buying in PJ is a good idea. Away from many tolls and convinient to many facilities.

In the future when u get married, then you can re-evaluate your house location again.
*
I suggest Kota Damansara area or SS2 (seems to be a lot of condo going up in SS2 area)
KLsooner
post Dec 13 2009, 02:03 PM

Enthusiast
*****
Senior Member
737 posts

Joined: Dec 2007
My suggestion would be:

1. Do not worry about first house because you are NOT going to just own one house in your life.
2. Stay close to your work, save time, toll and patrol, spend the saving with your GF and family.
3. Get a working life partner, you will pay off your first house in 5-8 yrs. I took a 15 yr loan and paid off in 5 yrs.
4. Don't worry be happy. House is ever a burden in Malaysia compare to Singapore and HK. Compare to cars, house is still cheap in Malaysia. Some people are parking their "Semi-D" on the road side. Putting your money in property for own stay can never be wrong.

This post has been edited by KLsooner: Dec 13 2009, 02:04 PM
Xai-V-iaX
post Dec 13 2009, 09:29 PM

Regular
******
Senior Member
1,516 posts

Joined: Jan 2009
Put priority in resale value & security 1st bro. Its two of the most important factors in making your buy successful...
SUSlokideangelus
post Dec 13 2009, 11:22 PM

Casual
***
Junior Member
350 posts

Joined: Sep 2008
From: tyrsflgiugiug
if u know any good deals let me know
TSLerner
post Dec 14 2009, 09:39 AM

Getting Started
**
Junior Member
68 posts

Joined: Nov 2004


Thanks for the above opinion.

I am work as IT system Engineer who focus on network infrastructure. In Kedah/ Prai, I hardly come across such job oppurtunity for myself. During the weekend, I usually helps in my friends company which located in BKT Raja (Shah Alam), Cheras (Tesco Extra Area), & KLCC.

I'll remind myself on not making rush decision on this purchase.

for the ideas of "No spending too much for own stay house", is it tangible for staying in Kota Damansara/Berjaya Park Areas or getting apartment in SS2/PJ/Old Klang Road Areas, if I cost in the travelling efforst.

Pretty complicated on evaluating the options. smile.gif (But i enjoying, coz i am in the status of chosing a place for my own)

Thanks.
sranua
post Dec 14 2009, 12:16 PM

Enthusiast
*****
Senior Member
784 posts

Joined: Feb 2005
From: Selangor


I can learn something as I also look for my first house. I work in Johor, but I'm looking for a property in shah alam area for future stay.
cva603
post Dec 14 2009, 03:09 PM

New Member
*
Newbie
2 posts

Joined: Dec 2009



QUOTE(Tohsan @ Dec 12 2009, 10:39 PM)
maybe he is talking about seller "goreng" the property price like what happen to Sg Long houses, end up bank only willing to finance some house up to RM320K out of a RM400k 2 storey house.  smile.gif
*
why not try at bandar mahkota.. landed property at low price.. so called... up to 240k.. monthly inst will be 1.0-1.5k thumbup.gif


Added on December 14, 2009, 3:13 pm
QUOTE(vincentlee @ Dec 12 2009, 11:55 PM)
I suggest Kota Damansara area or SS2 (seems to be a lot of condo going up in SS2 area)
*
earlier even me was looking for apart/condo .. but after add that and this + instalment.. cost me about 1.3k.. ivo better go for landed property,.. more convenient.. but SS2 quite ok.. just the price will be high. hmm.gif

This post has been edited by cva603: Dec 14 2009, 03:13 PM

 

Change to:
| Lo-Fi Version
0.0134sec    0.57    5 queries    GZIP Disabled
Time is now: 22nd December 2025 - 02:09 AM