its ok right if I straight cancel once I get the card at bank?

"hello, I am here to collect my credit card"
"but I wish to cancel it straight away now"

will the staff ??

Bank Negara Malaysia (BNM)
Credit Bureau

The application  could only be made once in 3 months from the last date of request.

it's good to review your own credit report every year:
- to review your credibility
- the reason why bank reject your application
- trace any loan/credit card which is not apply by yourself

Here is the link to download the form
http://creditbureau.bnm.gov.my/index.php?c...17&ac=9〈=en

why do you need them? I saw a few websites, they all look similar. As if they copied each other or used a template from BNM.

The budget was passed yesterday. Guess that means the credit card tax will see the light of the day.

lol the rest went back to sleep? what's with such low turnout?

how about tunemoney prepaid credit card?

I cut 1 cimb card last month, yesterday they give me extra 2k credit limit

I understand the outstanding vs statement.

due to my statement date is 12 december, i hutang RM1k, but today 17 december, there is a reversal for 1 of my transaction (RM500).

so actually I only hutang RM500 now, so which 1 I need to pay? 

I got 2 cards from CIMB, cut 1 card

i borrow my friend my CC for emergence use, now i want to replace my CC number...

haha, i trust him, thats why i help him. it was an emergency.
Thanks.
yaya, im going to say i lost my cc.. Thanks.
hmm... no body know the charges for card replacement for maybank ma?

I thought Infinite is the Visa Equivalent of Mastercard's Platinum?

Why banks never bothered to call me?
I remember a few years back when I just increase my CL on my HSBC, they did call me up to confirm cos I just upgrade my limit and within 2 days, it was over limit (9.5k). Had to told them to deduct the money from my savings acc. No call ever since. Even when I was buying something in China, and without informing them, it still goes through. No calls. Its suppose to be foolproof aint it?

When you purchase Air Ticket from AirAsia, notice that how the local banks issued card need all sort of security question. No such hassle with Citibank and SCB.

I'm neutral on this statement coz I have heard SCB saying this for many months already but nothing happens. Still those who still holds the card will appreciate the card coz you can't apply for it anymore! I remember a few weeks after I got this card, the bank stop accepting applications for it.

We have the same thinking, and the same cards.
I just applied for Alliance Debit Platinum card yesterday. The card states "valid thru 09/14". Is 09 represent 2009, or September? If September, then the bank ate 2 months of my card life, cause the renewal will be in Sept instead of Dec, hence I will pay my RM12 annual fee earlier instead of later.

What if you request for an embossed card ?

Some one called me: "We borrow you 11k, you can use it for business, whatever, no need to sign agreement also, just approved through phone."

That is what my standard answer: "Sorry, we don't need it."
For me, loan only looks reasonable for the following three things:
1) Housing loan
2) Car loan
3) Educational loan
4) short term Medical loan

The rests are not reasonable at all. Why enjoy now on what you don't have and suffer later?