im not thinking of switching to penaga since my loan approved already
plus all cheap unit in penaga already sold out
i believe unit with 2 car park available will be above 200k after discount..

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Added on December 28, 2009, 6:30 pmanybody  have measured the exact distance from the site to the new komuter station?

i dun think must sign bank  offer letter first.
as a purchaser , we have the rights to know the SPA content first , if u sign bank offer letter but the SPA content is not like what agent tell you ? will u sign the SPA oso ? if u wan to cancel the unit, but u sign the bank offer letter, bank will charge some amount for u. Actually is wait for your loan approve and ask the agent pass the letter to you and dont sign first .collect from other bank and compare first , bank offer letter normally is valid few months .

after that get the understand ur SPA, make sure not cheated and no hide anything then only sign .

then arrange appointment with banker and sign the bank offer letter.

Yes, you must sign the bank loan offer first.
After u sign, then call your SA, ask whether the S & P agreement document already ready.
If yes, then make a appoinment with them to sign S & P, they will ask you to bring along your bank loan offer letter also.
The developer should completed your unit wihthin 3 years base on the date you sign S & P.
If not, they will have to pay us 8% or 10% of the interest(i forget whether 8% or 10%) on daily basic.
It is stated inside S & P.
You will have to pay them(developer)Rm1000 as deposit, it is refundable once your bank release your bank loan.

bookd alrdy,but still valuing all possibilities,pros n cons...i believe symphony is too congested and priced quite > than penaga. is the developer good enough?but looking at the townhouse, i feel better he3..hopefully they can complete the condos withintime, n one more thing, the shortcut road behind to Seri gombak, i cant find it..

maybe that was previous/ earlier package / promotion ?

must be unit facing pool

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Added on January 4, 2010, 2:27 pmis there anyway of buying parking without paying 15k cash?
if i can have 2 parking i might change my decision
come on all semarak "owner"
lets tell something to the developer.

just sign s&p today....is it the courts  voucher get after completed ?

yes do something la...at least u can entitle for somethng

Any1 go to official launch on 9~10 Jan?
I am going on 10 Jan, go to take back my stamped S & P.
Mayb we can meet up there!!

Raub, sorry to hear tat....hope for miracle to happen..thre is a chinese saying "old 1 x dun, new 1 wont come" ...be positiv ya..

i just change my unit to semarak...9th floor, facing pool with 1 car park..RM212980...at least my burden lesser now although come wf 1 car park..diff by RM20k...exclude interest from bank leh, if add in its diff by RM28k.....im considering fixed rate...as i predict tat the BLR to increase...i got a low fixed rate...4.85% non zero cost..last 5 years the interest rate is abt 6 to 7%...so im afraid the interest rate wil rise til tat level...it might not happen in near future but maybe in 5 to 10 years time...i almost ask all the banks in Msia but most of the oversea bank x provide this loan coz its not under their panel list..i try to compare whats the best rate they can gav before i make decision..just got RHB offer letter today..the launching is in show room office rite?wat time?

pity u raub!still wanna proceed the signing SNP?wow...what make u so determine?

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Added on January 4, 2010, 10:50 pmanyone have idea how much to pay for the legal fee?+ disbursement and stamping? for the loan agreement. .since the SNP related will be absorbed by the developer..

haih...now looking for new car... think to buy proton saga ....

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Added on January 4, 2010, 11:34 pmi heard that 9th this sat , got lucky draw....but duno what prize ...

RM252 for half year?? wow, your condo must be very very big size leh...
My currently condo accessment fees only RM33/year, 1200sqft.

wah .. got 2 cukai..

1) cukai Pintu & tanah.. then i have to pay a lot lorr!!!

I think to KL, we no need take the Duke Highway lah...unless u want go to Duta then connect to NKVE.  anyway, maybe i am wrong as i never use DUke highway before.

Well, too bad to say the midvalley stesen is only for the Seremban - Rawang route. So if want to go to Midvalley, need to change the train at KL sentral....

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Added on January 5, 2010, 5:49 pm
I think to KL, we no need take the Duke Highway lah...unless u want go to Duta then connect to NKVE.  anyway, maybe i am wrong as i never use DUke highway before.

Well, too bad to say the midvalley stesen is only for the Seremban - Rawang route. So if want to go to Midvalley, need to change the train at KL sentral....

ahaha .. i'm think of if the KTM can extend again and build in front of our guard house.

hey, anyone received call from HLB ? i just call the HLB mortage gal, she said HLB no call for and ask for applicant details, normally they will just submit and proceed need 5 days then can know the status?

how about if there's dispute?
why they act so slow ?

Why confuse? loan 207k but s&p price is still 230k .

but rite, you need to pay 10 % for down payment, but developer pay 7% for u and urself need to pay 3% ...
so 230k - 10% = 207k

let say u got mrta ....207k + 5 k* = 212k

212k = loan amount

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Added on January 6, 2010, 10:08 am

for loan agreement, please confirm ur banker need to pay legal fee or not even you take ZERO MOVING. Some bank will tell u is free and after that will call u to pay 1k- 2k 1...reason is bank only cover 1.5% - 2 %  legal fees * your loan amount. if legal fees is more than this , u need to pay by ur own.

example : loan 200k, legal fee bank cover is 200k x 2 % = 4k , if legal fees is 5.5 k ....borrower need to pay 1.5k cash !!! please confirm ur banker.

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Added on January 6, 2010, 10:09 amfrom the model in show room, i see that the balcony design is different for 1x level above .

below is cover all balcony and above is open style .

can i revise my booking?
i want another parking and they can increase the price

then u should choose 2 parking unit lah, nex time oso got resell value

freehole somemore but i more prefer Rosvilla, but asking price 320k..and not much facility

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Added on January 7, 2010, 11:05 pm
6 lift !!! u tot is super high end condo meh ...

Can every buyer introduce yourself ?

Age:
Sex:
Race:
Unit Level : 1) SEM -xx 2) PEN -xx
View: 1) Selayang 2) Hill

ok ?

Somemore opinion ? HLB is the best ? i just wan to convin/persua myself to accept the loan, because i have 3 options here,
1)HLB - best rate , which is BLR-2.0

2)Bank islam - -1.8, mnore flex which Nov & Dec no need pay, but it extend more long repayment tenture. (i dont thk abt this, as i hope can faster finsih paying). Someone tell me actually Nov& DEc not a FREE INSTALLMENT, just is a payment holiday and it might drug your more long tenture period.

3)RHB-nothing much offer, just BLR-1.8

i wish to know more at here as no regret after sign the bank loan.

For those sign bank loan, please advice newbie here.

Many many thanks 

So bad???
Where u get the info the future development is low cost apartment?

how u confirm is low cost apartment ?
dont think so , developer make profit from this project, i dont think so they will downgrade to develop low cost apartment.