For PLUS Savings Account, the minimum balance is RM1. The initial deposit however, is RM250.

RM200 will be hold until they clear the exact amount.



Not quite right. Only a total amount of RM200 will be temporary deducted from your account. The remaining balance will be refunded to you in a few days.


Correct. Pump first, pay later inside and you will only need to pay the exact amount pumped.

Because they do not know the exact amount worth of petrol you are going to pump. So once they authorized your card at the pump kiosk, they will hold RM200 from your account and the exact amount pumped will be deducted from the RM200 and remaining balance will be refunded to your account in a few days.

Did you make sure you have entered all the correct details ? And make sure you have read the FAQ before attempting to register next time.

Feel free to switch to a non-government controlled bank

No. Banks in Malaysia are regulated by Bank Negara. Okay, you can say that the government control the banking system in Malaysia as Bank Negara is not really much different from the government as they are under the central government jurisdiction.

However, not all banks in Malaysia are run by the Malaysian government. There are still a few that are privately held and self-run banks such as Public Bank, AmBank, Hong Leong Bank, EON Bank and Alliance Bank (Singaporean government behind it). Besides these local banks that are not run by the government, you also have the options to bank with the foreign banks that the Malaysian government has no interest in such as HSBC, Citibank, Standard Chartered Bank, UOB Bank and OCBC Bank.

There is no e-statement for PBB D2D VISA. But you can track your balance and account activity through PBeBank.com. Just select your "depost account".


I believe the code will appear in your online savings account statement in a few days.

Yes. You can use it there. But it is advisable that you give them a call before leaving.

There will be an additional charge of 1.25% for payment made in foreign currency using PBB debit or credit card. Have a good time the Cambodia.

I believe the BSN Matrix VISA debit card cannot be used online. Last time they were issuing VISA Electron but that one can't be used online either.


Maybank Cherry VISA debit card or Public Bank Day2Day VISA debit card. Both cards can be used online from Paypal to www.malasyiaairlines.com and a lot more.




This post has been edited by MilesAndMore: Dec 24 2009, 10:37 AM

GHz,

Do you know if the UOB Bank debit Mastercard can be used online ? Such as at www.malaysiaairlines.com.my/airasia.com/genting.com.my etc ? UOB Bank has stopped issuing VISA Electron. The existing VISA Electron card users have also been told to go to UOB Bank to replace it with the new debit Mastercard.

It's all right. Sent them an email. Hopefully i'll hear from them by next week.


Request to open a Kawanku Savings Account. They will ask for RM250 initial deposit. The minimum balance for this account is RM1. Make sure you insist on the annual fee free Cherry VISA debit card because they now give their customers to choose either to pay RM8 per annum for unlimited withdrawal or do not have to pay any fee for the Cherry VISA debit card but you are only allowed 4 free withdrawals a month. Subsequent withdrawals will be charged RM0.50 each time. The RM0.50 penalty fee will be waived if you have more at least RM5000 when you make the 5th withdrawal in a month. Most Maybank branches will tell their new customers that there is no more free ATM card but make sure you contest that.


This post has been edited by MilesAndMore: Dec 24 2009, 11:28 PM

Golden Savers Savings and Golden Saver Savings-i are only open to those aged 50 and above.



You need to call Public Bank credit card centre to activate the card. Since it's been a few months since you received the card and did not activate it, the card might already be canceled. Anyway, you can find out the exact status of the card with Public Bank credit card call centre.


Yes. It can be used overseas. If you have a Public Bank savings or current account, you can transfer money into the debit card account directly from PBeBank.com. You may also transfer the money through ATM or simply by deposit some cash via any PBB cash deposit terminal.

This post has been edited by MilesAndMore: Dec 25 2009, 05:47 PM

Kind of ... yeah. But you do not have to switch to this PBB D2D VISA if you do not want to. The annual fee is a bit higher at RM12 compared to the red or blue colored old MEPS ATM card. The annual fee for the old MEPS ATM card is only RM8.

However, one notably difference with PBB D2D VISA is that you get cash rebate when using this card. 0.8% cash back for petrol and groceries and 0.3% for all other transactions. There is no need to enter your PIN number either when purchasing something through the VISA platform. Just give the card to the cashier and and sign the approval receipt will do.


Not. Because it is a debit card.

I have the blue one. Hardly use it. It comes with my Basic Savings Account that i opened not so long ago. Not really sure if it can be used online.


Yes. I can confirm that the Public Bank Day2Day VISA can be used online. You can use it at Paypal, Amazon.com, malaysiaairlines.com, airasia.com, genting.com.my and many more.

No

No. No minimum balance fee whatsoever, so i was told. There is no annual fee for their VISA debit/ATM card either but you will need to pay RM8 for only once to apply for the card. I am not sure how much is the minimum balance must be kept at all time i always have more than RM1000 in it. You need only RM20 to open a Basic Savings Account with Citibank.

For either a VISA debit card or debit Mastercard, if you pay it at the petrol kiosk, then you do not have to sign anything or to key in your password. RM200 will be temporary deducted from your account. As for why will RM200 be deducted from your account, please go back several pages back. It's been explained many times there.

If you pay at counter, a signature is required and only amount pumped will be charged.

You need to apply for e-banking inside the branch. But all of them are closed for the day. You will have to wait till next week.


No.

Yes. You can. Just follow the instructions on screen.


This is now possible since like a few months ago. Minimum amount you can transfer into your Malaysian bank account is RM40 and a minimal service charge apply per transfer (RM3). No service charge if you transfer at least RM400 or more in one transaction.