Bonus not much. Only about RM1000.

Can someone tell me which amanah saham with the best returns which is still available for non bumiputera?


This post has been edited by cybermaster98: Feb 9 2011, 11:10 AM

Are u sure? Ive heard some posts saying some are available

How is ASN2? Any units available for non bumi" What are the average returns like? max investment amount?

Why is it better? i see the dividends as being roughly the same with the same 5% sale tax. Also for a non bumi, which fund is the best to invest in? Are there any issues with using EPF to invest?

How is Amanah Saham Didik (ASD)? I heard that all those who have maxed out their ASB can then go for ASD. Is this true? Whats the returns like? Any advice?

Fully subscribed for Bumiputeras or what?

Since ive already maxed out my ASB, which other fund would you recommend i invest in?

Yes thats why i find it hard to believe that its fully subscribed. How is that ASD is fully subscribed while ASB isnt since ASB gives better returns?

Is it true that to invest in ASD you have to first max out your ASB?

Is it better to dump in 200K into ASB or to take a bank loan? Hmmm

Can you tell me where did you check and how long ago was this? I have already maxed out my ASB since 2009 so am looking to dump in more money but cant. So do tell me how.

How did you max out? Did you bank in 200K cash or is this 200K that you mention inclusive of the dividends you have obtained over the years? My current balance in ASB is approx RM 265K including dividends.

The rule is you can dump in 200K cash. The rest will come from dividends. For example, if you have dumped in 150K cash and over the years you have accumulated another 50K in dividends, your balance will be 200K in the account. But your account is still not maxed out since your original investment is only 150K. You can still dump in another 50K taking your overall account balance to 250K.

Either way the amount you dump in cannot exceed 200K. But your dividends can accumulate over time and there is no limit for that. Dont get confused.

Is this your case as well?

This post has been edited by cybermaster98: Apr 20 2011, 09:34 AM

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This post has been edited by cybermaster98: Apr 20 2011, 09:33 AM

No problem. But see if you can check whether there is any way the investment amount can be increased.

I think its crap considering that they made a profit of RM 7 bil from investments. Most of the money probably channeled to Bn to prepare for coming election. It should have been min 9.5% (including bonus) if they really wanted to make the Malays happy.