If it is possible to be 0, does it mean that it is possible for KLCI to come close to 0 and so are all the UT that invested in KLSE?

dont just generalise those bumi that u know around u. Asb has 200k max limit. Those middle class / rich Malay that hv extra funds still need to hv other fixed priced funds like asw. FYI, Asw2020 ( bumi portion), and Asd ( which solely for bumi) are always full as well, those bumi that want to top up need to "trial and error" over the counter as well.

There was a case where a retired deputy head police in Muar Johor passed away 2 years ago without wasiat, the brother and son fight in the court thus his networth being revealed, guess what, this late police has 300k balance in ASB, rm5mil in Asw2020, and rm6mil in Asd, and he was just a govt servant. So don't just generalised, not everyone will tell u how much they have with asnb,

yeah,,,b4 that you and me already got it right. Both of us got it right on ASW2020 dividend, which is matching ASD @ 6.5%.
Recap: Last year AS1M paid 6.38% (14 months), annualised return will be 5.5% whist ASW2020 paid 6.35%. I analysed left right and center, cant convinced that As1M will pay more nthan ASW

childish !

I commented so as you
a) sound like N has absolute control over the performance of AS1M, if that's the case then we do not need PNB, fund portfolio manager,  security commission, auditors already. Tan Sri teh hong Liow as a chairman of PM also have no control of the fund performance

b) u commented that N overlooked and didn't annualise as1m return last year. Sound like everyone in Pnb is stupid and careless.

we already covered this topic why ASB consitently pays the highest among all funds by PNB much earlier, u can search for my previous post..
You can give your comment, and i can comment your comment, so as you can comment my comment also, open discussion no hard feeling, this is what we call forum.

I have highlighted why i mentioned your comment is childish and hear-say without analytical skill. i have given the facts, historical return, PNB policy, NEP to justify my points, also usingtechnical analysis to forecast the dividend payout trend.

If u know how mutual fund company works, u will not simplify the operation and conclude that Dato Seri N can do the one man show and fully control the return of the RM10bil fund of AS1M. Even Mr. President Obama cannot control the T bills rating and return, Pension Fund performance, Stock market movement , forex fluctuation. And who on earth can say Dato Seri N, can make sure the As1M better than other funds, i.e. ASW2020 and ASD (100% by Bumi)? It is not an individual orchestra game, this is fund management.