they dun need my advice also

u can get the porn magazine anyway also

cos my brother's here and the living cost is lower.

sort of. I prefer straightforward approach.

I always think Leo girls are some sort of a no-no to guys cos we really do RAWR. haha.

so u really like older girls la. Ruby??

I lied before but not when befriending somebody.

Erm coincidences do not equate to fate.

Itu tak legal

same consept... U CAN GET IT!!!!!!

kampung you got play undercity ?

I agree....tapi, tengok kartun telanjang not good for health

One day, i was in a bus...

I took one manga, some young kids shouted "hentai!"

When i flicked to "Naruto", they were SHOCKED

Nope

huh? you should know how wert

two options:-

by being a capitalist
or gradual savings from permanent or temporary jobs until you have a lump sum

in addition to that, proper financial planning spending behaviour (go read money basics - time value of money, compounding and discounting effect until you can apply them in real life)
by that time u'll be knowing how to manage your loans and plan ahead

e.g. if your only source of income is your monthly pay, learn to appropriatel distribute the amount that should go to amortized home loan, stock market investments, insurances etc

the result of good financial management = i bet with you with no more financial woes

have to keep pumping in coz u'll get more returns mah by maximising the earnings from premium they offered

This post has been edited by RubyF: Jul 26 2009, 05:34 PM

chickie u read ecchi on a bus?

naruto u can read on9

young ppl and poor ppl like me always dun hv enough money to spend ... how to save ...

Back in Penang.

Kill two birds with one stone, i think...

Learn to read Japanese + enjoy manga

biii boo bii boo

H1N1 is here !

balik tido

that will not happen if you dont over spend, i.e. spending (on items that will not generate returns) more than you actually earn

This post has been edited by RubyF: Jul 26 2009, 05:38 PM

ah bee seriously wat u do 1?


dun shy shy la

hmm no wonder, but are things lively there ? like got festival or party and such ?

are you straightfoward approach to other people then ? like no hanky panky before ?

you mean leo girls are more independant ? everyone can RAWR

erm yes i like ruby !, in living i'm the early 80's lulz

it's not exactly a lie to begin with just that i'm being lame before a lie lol

but it's the events of coincidences that brought people together no ?

---

Added on July 26, 2009, 5:43 pmoh it's just a train game for mobile phone lol

she trying to build a castle in klang i think

This post has been edited by nickisthemost: Jul 26 2009, 05:51 PM

im jobless

i run around like kampong kid and catch bugs with tiger everyday oni

but still, it's the differences in ATTITUDE towards money will determine whether you will be

1. befated to financial woes (which's a norm and dats why everyday you heard people complaining that they are poor )

or

2. somebody with the power of financial freedom

unless you're currently bearing somebody else's or other kinds of weird financial burden

not as lively as Malaysia. Not much of a night life here but yes, ppl here do party a lot.

I am straightforward to all people I think. I see no good of being hanky panky.

Leo girls are ego and hard to tackle. That's what I thought.

Really?!! She kept stressing the fact that she's an old fag.

It's a lie anyways.

Hmm, not necessarily so. Too much of coincidences can be annoying.