You needed to terminate the PTPTN and to request PTPTN to postpone the repayment. I used to get both as well during Year 2... Th PTPTN / scholarship will pay the tuition fee first then only credited the balance to your account. Alternatively, if you really wish to get "extra". You may wait the PTPTN to credit in first for upcoming semester only proceed to the termination if the money really in need for new laptop etc. And the scholarship unble to terminate you since just "late" to the PTPTN termination.