hi guys...

would like to get some guidance...

i took ptptn for about a year since now.. recently, i attained scholarship ( nt to mention the name )

is it possible to keep both of them.. or i must cancel either one??

if i need to cancel ptptn, wht are the procedures i need to follow??

and normally, how long it takes to cancel ptptn?

thank you very much !!!!!

better spend the ptptn money for cars or nice stuffs

Basically PTPTN loan much more lucrative compared to scholar (like JPA,SUK or yayasan).
You can keep both, but it does violate the contract of each other.
Better advice, just take scholar and dump PTPTN..
PTPTN loan and got bunga so why enjoy now and suffer later.
but for you to reject PTPTN, i do believe u need to sign some form to annul the loan and payback the loan.
Loan payback can be done on installment ... but my experience was on (2007).. not sure about now.

hi there... u mean it's better for me to terminate the ptptn and take the scholarship...
actually... the scholarship doesnt know i'm taking ptptn... is it ok if i cancel the ptptn right away.. and accept the
scholarship offer???

use ptptn money buy guitar hero.

or a real guitar.

liao.

use ptpn money to modify car enjin become vvvtec

swt

buy car??

lol,better buy books to study

haha

i'm operating an ah long service...

come...give me ur ptptn money and i'll help u to invest and multiply it as fast as anyone could imagine.....

u want 1 week....1 month....or 3 months?>..

wahh

if they give u the money u run den how le??

LOL. You've got a scholarship and you don't even know if you take both SIMULTANEOUSLY, it violates each other's T&C????

You sure it was your name on that scholarship??

Unless you think that the organization that gave you the scholarship and PTPTN CANNOT OUTSMART you, go ahead and keep both!

It really depends on the contract, I think it is much better to ask the financial bursary at your University rather than trying to assume.
I think its a wise move to take both if its possible, because the interest charged for PTPTN is rather low.
You can treat it as backup money, the best part is if you pay all the money back within a year no interest will be charged.
You can even use to invest if you have the info and guts, or a head start when you graduate.

i taking 2 scholarship and ptptn at the same time, u must make sure the scholarship comes into your hand and not straight to the college/uni..

and the next thing u must do is .. duduk diam diam and dun go tell ur college ptptn representative about it, if not, bye bye to u ~

Hi, it's been 13 years since u have wrote this post. May i ask some questions regarding to ur situation? May i know is it the ptptn and the scholarship will not acknowledge about this matter and is it u succeed making it even until the time you graduated??

Like u said, 13 years and policies might change along the ways. But after 13 years, all i can say is, if can, pls stay away from PTPTN. I'm grateful for them in helping me to complete my studies, but the payment to payback is a pain in the ass due to the interest, but still i acknowledge that is my duty to do so by paying back. Is just that i have not much savings within the first 10 years of my work life.

In regards to your question, back in my era, PTPTN payout will in 2 different method, The first method, If you studies in Public Uni, then they will check and work with the public uni directly. Thus payment will flow directly to the private uni and not to the loaner's bank account. So indirectly PTPTN will know if there is any payment discrepancies , if your scholarship also auto payment to uni directly.

2nd method is , PTPTN payout to my bank account directly because i studied in Private Uni. They still work with the private uni , however they only need to know if im still a student and able to pass the semester from the private uni admin, thus from there PTPTN will release the money for my next semester payment into my bank account directly. How i want to spend the money is at my own responsibilities.

In conclusion, dun follow what i said here because mine is more than one decade ago and policies definitely change.. and check with your own PTPTN representatives if you decided to go for it. All the best in your studies ~

Wtf lol, seriously ?

Once u cancel the contract of ptptn. U need to pay the loan and some fee.

If u confident can achived first class. Just carry on the ptptn and scholar


Considered ur self lucky got ptptn and scholar ship

Ouh i see. Thank you so much for all the words. All the best to you too!

I want to share my experience on this, i am also a uni student in 2014. I got my sponsorship and ptptn in same time.
I got my sponsorship before join uni. When i start my first semester, ptptn setup counter at uni hall. Then i just follow my friend to apply. PTPTN provide me full loan.
At first i also worry maybe need to terminate either 1. But after i got ptptn , then i realize my uni scholarship department seem like do not have the ptptn applicant data. Because during my sponsorship contract, there mention i cannot get other loan or sponsor.
With the PTPTN loan, i have totally no stress in financial during uni. After graduate, then i use the money to travel and pay some asset downpayment.
Now im just autodebit payback the minimum amount, because the interest rate is very low

u can take both.

and if u genius.
both become scholarship.

1 - scholarship from one company
2 - take ptptn

end of study, got 1st class. auto change loan to scholarship for ptptn.

enjoys

Ethically you shouldn't take both. If you take both, there will be one student out there from the unfortunate family being denied the tertiary education. If everyone start doing the same, there will be more students being denied their route to tertiary education.