I cant believe that CIMB and SCB are allowing people to apply for Visa Infinite cards(higher than platinum). This card is usually given to private bank customers only by invitation. You have to deposit a min of 1 mil before u can become a private bank customer anyway. Their requirement is a bit on the low side as well.

yeah i've heard that SCB has issued platinum cards to people with annual income of 70k ish. That's why i cant be bothered using their cards. No exclusivity. Do you know anyone who have applied for that card in malaysia?

[quote=Gen-X,Jul 16 2009, 09:22 PM]
every bank is competing among each other to get customers, won't be surprise in 5 years time, people with less than RM100K PA income will also qualify for Infinite. just like Plat where annual income had to be >RM100 when it was first introduced.

If you read the earlier posts, many people here have Infinite and there is even a photos of cards. The only really exclusive card here so far where none of the other LYN members have is vampbreak's AMEX Centurion Card.

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I have no idea whether i will make the cut or not. I certainly do not meet the income requirements. However, I do have the following cards HSBC premier master card, HSBC visa platinum, Citibank Visa Platinum and UOB preferred platinum. Maybe i should give it a try. I think the most exclusive visa card you can get nowadays is the Visa Signature.I dont think it's available in Malaysia though.

My RM did not apply for my HSBC visa platinum. A credit card sales staff did. However, I do hope that i can be spared from paying the exorbitant annual fee I have no reason to believe they have any reason to charge you an annual fee as long as you remain a premier customer regardless of who applied for your card . My parents have multiple cards with Citibank and they have never been charged any annual fees. They are Citigold customers. Does HSBC issue visa infinite cards in Malaysia?

This post has been edited by taxpayer: Jul 17 2009, 12:31 AM

Yes. my application for the visa platinum was approved on the basis of my Premier Master Card. I did not submit any documents. My pay is significantly below their requirement anyway and i wont qualify. I think they will be more than happy to give you the visa platinum anytime if you have been holding the premier master card for more than a year and have nothing outstanding on it. Is platinum or premier master card the most exclusive card you can get from HSBC malaysia?

Well I dont think i am going to apply after all. I am beginning to have some doubts as my age might be an issue to them (didnt think about that previously). I am in my mid 20'.

I've also heard that some banks have capped their limit for Platinum cards(applies to individual cards only as all their cards have seperate credit limits anyway). Recently one of my friends who worked inside Citibanks told me that the CL for citibank cards have been capped to 100k. However,I will be curious to know what's the cap for CL when it comes to Platinum, visa infinite etc?