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 Credit Card Thread V7, Everything about the world of plastic

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sense_less143
post Jul 26 2009, 04:16 AM

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So I'm doing a bit of research for fun in comparing on the types of Credit cards we can get in Malaysia and which ones are the best ones to get. So, I need experts to help me with my curiousity! Just pick whichever you can answer (sorry dont have energy to browse through 70 pages).

Here we go:

1) Best overall credit card in Malaysia.
2) Best company to get a credit card from in Malaysia (based on company reputation, ect).
3) Best cards for rewards.
4) Cards to avoid/ worst cards.
5) Best rates for credit card repayment.
6) Best cards and worst cards for:
a) Students
b) Low income earners
c) Medium income earners
d) High income earners
7) Cards with annual fee vs cards without annual fees: pros and con.
8) Cards with long 0% installment.
9) Best 'no-nonsense' credit card (cards with no weird t&c like have to swipe at least twice a month or will get a penalty fee)
10) Benefits on credit cards worth having/considering (collect Frequent Flyer miles, petrol, ect).

And any bits and pieces that I don't know about CCs in Malaysia. Thanks in advance!

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