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 Credit Card Thread V7, Everything about the world of plastic

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kneok
post Jul 11 2009, 01:28 PM

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I just had two applications for credit cards at two different banks rejected. should i be worried? lol..
kneok
post Jul 11 2009, 01:37 PM

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QUOTE(hye @ Jul 11 2009, 01:34 PM)
Maybe or maybe not. What sort of cards have you tried to apply and are you eligible or not ? (e.g You're holding a classic type with low CL and you are trying to apply for a Plat card .... highly likely to be rejected lah. No offense, just an example)

Additionally, it depends on whether

1. You have cc's already or not and how many.
2. Have you defaulted on anything before.
3. Have you become a guarantor before or not.
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nope, i havent had any cc before. just started working for 8 months. The banks called me, saying that my address on the ic and home address is different, but i already gave proof that im staying there.
kneok
post Jul 12 2009, 08:28 AM

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QUOTE(steventan85 @ Jul 11 2009, 04:21 PM)
I applied for 6banks and 4 rejected me ... its normal  since ur juz started to work  unless ur pay is more than RM2.5k and bank still rejected u...Rm2k and below  bank will reject too
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my pay is above 2.5k .. still rejected lol
kneok
post Jul 23 2009, 07:29 AM

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QUOTE(Michael_G @ Jul 22 2009, 07:24 PM)

okie now i wan to apply other card edi. i plan to go for DA CIMB but then i dont meet the requirement le. or can you guys give me some suggestion for rebate card?? back to DA, what is my chances to get it? 1%? and i saw in the DA website can apply online, is it safe?? and do i miss out anything if i apply online? i also went to cimb bank today the man told me that the normal cimb also got rebate is that true? i check the web not rebate info also..
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I applied for DA card and received the card in 5 days. Very fast.

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