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Credit Card Thread V7, Everything about the world of plastic
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hackqym
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Jul 31 2009, 10:41 PM
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New Member
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QUOTE(eddievh @ Jul 31 2009, 09:51 PM) At the moment what bank offer quite attractive Balance Transfer program? Lazy to browse bank website,took a short cut ask sifu here. Thanks. Affin Bank! 2% one time charge only 6 months min transfer RM1000 4% one time charge only 12 months min transfer RM1000 5% one time charge only 18 months min transfer RM2000 http://www.affinbank.com.my/ccards/BTiPANFAQ.pdf
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hackqym
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Sep 3 2009, 06:04 PM
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New Member
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I have MBB Petronas Visa & CIMB Petronas MC, both cards are 13.5% interest per year
If i want to switch to their islamic card, definately i have to cancel both and apply for islamic card rite?
Does the interest 13.5% remain the same or it is restart back to 17.5%?
If yes or no, does it apply to all bank if i want to apply other co-branded CC?
thanx dude!
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hackqym
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Sep 3 2009, 09:24 PM
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New Member
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QUOTE(David83 @ Sep 3 2009, 08:58 PM) It's true. New additional cards from MBB need to start from beginning. What we can conclude here, even though new additional card MBB is is approved, the interest rate will set to 17.5%, i think if I cancel my current card and apply new one, definitely the interest rate will reset to 17.5% and i have to wait another 1 year how about other banks, mind to share?
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hackqym
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Sep 3 2009, 10:28 PM
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New Member
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QUOTE(winner @ Sep 3 2009, 10:03 PM) If you always ensure full settlement before payment due date, whatever interest rate to you is meaningless. Therefore, I also never bother the interest rate shown in my statement.  previously, i always settle it in full, but recently after I rearrange my cashflow & rolling money for business, sometimes i left few hundreds ringgit of cc debt, nowadays not like before u can play with 20days free period. So thats why i'm very concern of the interest tier
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