recently public bank launch a new promotion.. 8% cash back.. still capped to RM 50 per month though.. anyway it still good for me.. swap swap swaaap!

Just cancel the card you don't need. You have the right to do so.
Yes, it's awesome. But the promotion period is too short, and it does have a max payout pool.

feizaiII,

Refer first post in first page. HSBC has 1% misc fee/charge.

Yes, if you feel that the cards don't give you much benefit, you should cancel them asap. You just need to be more alert when dealing with agents and CS staff next time. In fact, you can always browse through this thread as it is indeed very informative. Most forummers here are willing to share their real personal experience, except for minority who try to influence others because of personal interest and benefit. Overall, we should feel lucky as forummers here help do research and homework for each other!