hi all.
i'm actually really new in this credit card thingy.
i was wondering which card should i choose? i was thinking to get a citichoice. for buying electrical appliances as monthly installments.

but, actually i dunno which is the better one?

i'm a degree graduate with salary around RM36k per year..

THnx all~!

i have a question, i want to apply a MBB CC Classic card.
but the thing is they have annual fee which i think it's ridiculous.
i want MBB because i can see that most of the shops to accept MBB cards.

hmmm.. i'm new into this CC thingy. please help me.. thnx~!
anyway, i was planning to buy lcd tv with this CC for installment maybe up to 24mths.

thnx~!

right now i was thinking to have whether the sony or AMEX gold CC.

I'm confused, like sony it's visa.. but amex it's visa or mastercard? or it's on it's own?

Hmmm, but to think about it again if i take sony card, i'm afraid that i might not use the privelegges of buying sony things THAT often though...

thinking thinking. hehe

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Added on August 9, 2009, 7:46 pmhow about citibank? i would like the citi choice but that have to swipe 2x/month..
it's like i have to buy something in every month.

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Added on August 9, 2009, 7:53 pmoh, anyway, my annual income only RM36,000.

This post has been edited by ashraful: Aug 9 2009, 07:53 PM

Owh. now i do understand.

If that's so, i think i want to apply for MBB petronas card then.

thnx guys~!!

owh. and i didn't know that all the intallment plans is gonna take around 10 days for the bank to approve....

i just applied my MBB petronas card.
i want to know usually how long will they take time to approve?

and how long will MBB takes time to approve for intallment plans?

thnx~!

owh. actually i went to senheng and they told me if i want to make an installment plan, usually the MBB approved by the 3rd to 5th days. is that true?

and how can i know the credit limit of the cc? for example i want to buy an lcd tv priced of RM5k++, and my credit limit let's say around RM3k, will they approved it?

htnX~!

hmm, does that means my MBB petronas CL also at 5k?
damn, that means i can't buy an lcd tv priced at RM5.8k?

humph.... and they told me that the approval got CC took about 2-3 weeks.


This post has been edited by ashraful: Aug 11 2009, 09:49 PM