RM0.50 IBG only applies to Basic Savings Account and for the first two IBG transactions per month.

All banks must have Basic Savings Account but many do not promote it cos banks lose out in terms of RM8 ATM charges they normally charge for their in-house (Regular) Savings account.

Here are a few website links for Basic Savings accounts

- Maybank
- CIMB
- Alliance Bank
- Public Bank
- Hong Leong Bank
- RHB Bank