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 Credit Card Thread V7, Everything about the world of plastic

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Aeon_Clock
post Jul 25 2009, 09:42 PM

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looks like everyone here also applied for the Sony and Amex cards biggrin.gif
I'm not getting much benefits from the current Petronas card...so I applied both those cards at the TreatsFair today.
Aeon_Clock
post Jul 26 2009, 05:48 PM

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QUOTE(tinkerbel @ Jul 26 2009, 12:10 PM)
@bingozero,
No SMS received but I'm going over anyways to check on some stuff - at the same time will also revisit the TreatsFair to collect my Amex Gold CC smile.gif  If it's not ready by now I'll be cursing tongue.gif
*
I did not get the SMS...but the card was ready. They didn't even put my name on the 'white board'...
Aeon_Clock
post Jul 26 2009, 07:30 PM

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QUOTE(ronnie @ Jul 26 2009, 05:52 PM)
If you didn't collect the card at TreatsFair, they will send to you right ?
*
you can ask for that. or to be picked up from a particular MBB branch.

QUOTE(tinkerbel @ Jul 26 2009, 06:32 PM)
Hi,

Just to update all.  I was at the TreatsFair again this time to purchase a Sony LCD TV with a friend - I didn't bother signing up for the Sony Card because I know it wouldn't be ready today hence I wouldn't be able to qualify for the 10x points either.

Also, the Amex Gold CC I applied on Fri afternoon still wasn't ready for collection so I just left and told them to send it to me; the CS was kinda apologetic but there's nothing he can do - initially he did ask if I could pick it up from 1U and I told him no!! LOL.

Aside from that, I got the free gift that they were giving away for anything U spend >RM300 on Amex Cards.  Nothing else to report except it's helluva crowded there.
*
you applied on Friday afternoon but it was not ready? When did the sales person tell you it was supposed to be ready?
I also remember hearing someone else asking to pick up the card from 1U branch...weirdly they did not ask if u wanted it to be home delivered.

This post has been edited by Aeon_Clock: Jul 26 2009, 07:32 PM
Aeon_Clock
post Jul 27 2009, 12:09 AM

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hey, I want to confirm something. The Amex card call these 5x, 2x offer points as Membership Reward Points. Other Maybank cards call it TreatsPoints...are they the same? One salesperson said it was the same...
Aeon_Clock
post Jul 27 2009, 12:19 AM

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QUOTE(Fala @ Jul 26 2009, 10:30 PM)
Go midvalley today to apply for the AMEX Maybank card. The booth in entrance so very fast...within 5 minutes all kautim...then went down to do some shopping walk walk..then bump into a HSBC booth...then the girl there caught my attention when she say "FREE FOR LIFE CARD". I was shocked to know HSBC is giving Free For Life card. So i went ahead and apply for it lol..
But the catch is...to eligible for the free for life waiver..one must use at least 12 times a year per card. That is very easy but i asked why never advertised BIG BIG black & white out there to attract more peoples to sign up..the girl said Bank Negara forbid international bank to advertised it...while Maybank can do it anytime..dono how true it is..hmmm ...now wating for my AMEX and HSBC.
*
this offer by HSBC has always been around...ever since I got my first CC. Its alright though, 12 times is nothing...pay electricity bills enough biggrin.gif
Aeon_Clock
post Jul 27 2009, 12:54 AM

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QUOTE(Aeon_Clock @ Jul 27 2009, 12:09 AM)
hey, I want to confirm something. The Amex card call these 5x, 2x offer points as Membership Reward Points. Other Maybank cards call it TreatsPoints...are they the same? One salesperson said it was the same...
*
can someone help me out here?
Aeon_Clock
post Jul 27 2009, 01:12 AM

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what a joke...that guy assured me that they are the same =.=
Aeon_Clock
post Jul 27 2009, 10:37 AM

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that's what I was hoping for. But I'm looking for confirmation on the maybank website.

One more thing, some merchants...IT shops mostly...charge 2% interest for normal CC and 3% for Amex rite? Why is it more for Amex? Is it because Amex is charging more interest or is this controlled by Bank Negara?
Aeon_Clock
post Jul 27 2009, 11:38 AM

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QUOTE(tinkerbel @ Jul 27 2009, 11:15 AM)
@Aeon_Clock,
Most IT merchants do NOT accept Amex *gulp*  Machines accepts Amex and there's no additional surcharges.
*
yea, not all merchants accept Amex...not only IT but others as well. But as long as Maxis and Digi can use Amex, I'm fine with that biggrin.gif

QUOTE(aeronlim @ Jul 27 2009, 11:34 AM)
For IT merchant, they actually can mark up the item's price by 2-3%, but not let the consumers feel not happy because they noticed there are some "hidden" fees on Credit Card payment.
*
most IT shops do charge you for the interest...like IT Hypermarket. They always have the notice by the counter...2% or 3% interest charge for using credit cards.
Aeon_Clock
post Jul 27 2009, 12:28 PM

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I just saw the express autopay form...yea, Digi is not there. Only Maxis and Celcom...damn. But TMNet & other bills are there, that's good.

I hope we're not actually contributing to the global economic crisis by using Amex so often now....

This post has been edited by Aeon_Clock: Jul 27 2009, 12:30 PM
Aeon_Clock
post Jul 27 2009, 01:13 PM

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QUOTE(vin_ann @ Jul 27 2009, 01:05 PM)
i got 2 SMS from maybank on Sat night.

1st 1 is at 8.25pm.
2nd 1 is at 9.37pm.

too bad, Sunday im not free, early morning went to broga hill but rain. then morning follow aunty car to PG.

now im checking my M2U and it show my islamic card and amex card.

btw, u shd got ur SMS since u applied much early than me on friday.
*
I got my sms at 6pm...after collecting my cards at 4.30pm laugh.gif
Aeon_Clock
post Jul 27 2009, 03:58 PM

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QUOTE(vin_ann @ Jul 27 2009, 01:34 PM)
yeah, now waiting their notification letter for me to collect the cards .
sweat.gif  like this also can ar? u got ur actual card right?
*
its like this...I actually applied on Sat and requested to pick up from 1U branch. But suddenly I find myself visiting the fair again on Sunday. So I find that sales-person again and asked her if it was possible to collect on that day. She told me after 1pm can. I went to the counter at 1pm...nothing. No point waiting so I shopped around. Before I left MV, tried my luck once again...and there it was, waiting for me. But I did not receive the sms...until I reached home, bath, and went to bed laugh.gif


Added on July 27, 2009, 4:01 pm
QUOTE(alexwsk @ Jul 27 2009, 02:05 PM)
@tinkerbel
wah, two AMEX Gold CC drool.gif

is that even possible  rolleyes.gif
*
last time I hear having two Visa from the same bank is impossible also...but now I'm holding Petronas Visa and Sony Visa rolleyes.gif

This post has been edited by Aeon_Clock: Jul 27 2009, 04:01 PM
Aeon_Clock
post Jul 27 2009, 06:33 PM

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QUOTE(air @ Jul 27 2009, 06:05 PM)
Haha this one I duno too... I got one UOB VISA + CITIBANK MasterCard... ngam ngam din clash each other~~~

I am thinking of cancel my CITIBANK card after installment finished as the customer service is bringing me a lot of trouble. Made me pay unnecessary fees.
*
haha, I checked Citibank's installment features before. Thank god I checked before buying my PS3...otherwise I'll be paying HUNDREDS extra tongue.gif
Aeon_Clock
post Jul 27 2009, 09:06 PM

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not only Harvey Norman...Dell, also shouldn't be charging any interest when you buy a computer. I think only computer shops like those in Low Yat are charging the interests.
Aeon_Clock
post Jul 27 2009, 10:06 PM

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QUOTE(winner @ Jul 27 2009, 09:26 PM)
It looks like I missed some "fun" in TreatsFair, as I am still not back to M'sia yet. Btw, I heard MBB is not as efficient as anticipated. Likewise, the level of service of MBB is expected apparently.
*
was their service bad? I think it was alright, except for the card collection centre. Wayyy too small for something so big.

QUOTE(tinkerbel @ Jul 27 2009, 09:45 PM)
@winner,
Yeah CS level was expected because muAHahhaahHAah our expectations were [i[low[/i].  As I reported, U didn't miss much lah.  Even the free gifts weren't as nice; the Amex bag I got remains in my house; no one wants it and mom's last resort was like.. give it to ur 5 year old cousin so he can take it to kindie with him! LOL
*
I remember the bag I got 2 years ago from applying my first credit card. It wasn't bad at all. I still can use it to work now biggrin.gif

the gifts this year is really nothing to look forward to. Only got a cheap lanyard from the Sony card and an average flask set (which I have totally no use for laugh.gif)
Aeon_Clock
post Jul 28 2009, 11:32 AM

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QUOTE(ronnie @ Jul 28 2009, 09:54 AM)
*I read their terms that their Platinum Free-For-Life need to swipe 36 times in one year sad.gif
*
petrol would probably take 24 swipes...add in a few dinners/items and walla biggrin.gif
Aeon_Clock
post Jul 28 2009, 01:26 PM

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what's the minimum income requirement for the World Mastercard Elite or Visa Infinite? Anyone got a photo of what its like? drool.gif
Aeon_Clock
post Jul 28 2009, 03:25 PM

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JustOne is Titanium only rite? Sth like Platinum card.
Aeon_Clock
post Jul 31 2009, 09:54 AM

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wow, this is becoming a very confusing thread. What is this exposure you guys are talking about? Can anyone explain in brief? Mine's wayyy below exposure tongue.gif
Aeon_Clock
post Aug 11 2009, 09:39 AM

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woow...my MBB Petronas only got 5k credit limit. After I request, they only increased by 2k. What a joke.

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