Nice thread, I chose not to go through with this field of study because of all 3 reasons.
There has to be a reason why there are so few qualified actuaries in Malaysia, furthermore with the recent publicity this profession has garnered, there has been a drastic influx of students taking up this major, I'd say difficult competition in the future, plus the cut-off rate is rather cruel if you know what I mean. Also I notice several school teachers of mine holding actuarial science degrees and I wonder what happen?