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 Advice on Maybank Current Account, Need Advice

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TScscheat
post May 5 2009, 07:03 PM, updated 15y ago

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Hello guys,

im an existing maybank saving account customer, and now thinking of opening a current account for small business. But at the website i saw got 6 of them ! which one to choose ???

please advice

Premier Club Account
Personal Current Account
Basic Current Account
Basic Current Account-i
Maybank2u.Premier
Premier 1 Account


Please advice ! rclxub.gif

This post has been edited by cscheat: May 6 2009, 04:37 PM
etsng
post May 5 2009, 07:16 PM

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go ask ler the bank officer...
if not wrong, mine is personal current
TScscheat
post May 5 2009, 07:19 PM

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QUOTE(etsng @ May 5 2009, 08:16 PM)
go ask ler the bank officer...
if not wrong, mine is personal current
*
bro, personal current can check balance online? got cheque facilities? you company or what? no need introducer?

This post has been edited by cscheat: May 5 2009, 07:20 PM
eddievh
post May 5 2009, 09:00 PM

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To me, maybank2u.premier is the best. I'm using it right now. No need introducer good for personal use. Earn interest every month but not much la.
TScscheat
post May 5 2009, 10:34 PM

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QUOTE(eddievh @ May 5 2009, 10:00 PM)
To me, maybank2u.premier is the best. I'm using it right now. No need introducer good for personal use. Earn interest every month but not much la.
*
oh ? maybank2u.premier... i will go do some research first blush.gif
rmvalues
post May 5 2009, 11:09 PM

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or you can try basic current,only RM 500 can open account without introducer too.
but semi annual RM10 charge if balance less than 3k i think,not so remember
TScscheat
post May 5 2009, 11:59 PM

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QUOTE(rmvalues @ May 6 2009, 12:09 AM)
or you can try basic current,only RM 500 can open account without introducer too.
but semi annual RM10 charge if balance less than 3k i think,not so remember
*
company can apply?
eddievh
post May 6 2009, 12:25 AM

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For company account,if i not mistaken only can use Normal current account or personal current account.
aeronic
post May 6 2009, 02:15 PM

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QUOTE(cscheat @ May 5 2009, 07:03 PM)
Hello guys,

im an existing maybank saving account customer, and now thinking of opening a current account. But at the website i saw got 6 of them ! which one to choose ???

please advice

Premier Club Account
Personal Current Account
Basic Current Account
Basic Current Account-i
Maybank2u.Premier
Premier 1 Account


Please advice ! rclxub.gif
*
Premier 1 Account is the best in terms of features and benefits and has the higher interests for a current account but requires minimum average balance

Go below the minumum average monthly balance and you get fined (they call it monthly charges).
But they have to do this, if not they could not offer you such benefits for free as any for-fun person would open an account with them.

This post has been edited by aeronic: May 6 2009, 02:16 PM
TScscheat
post May 6 2009, 04:36 PM

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QUOTE(eddievh @ May 6 2009, 01:25 AM)
For company account,if i not mistaken only can use Normal current account or personal current account.
*
QUOTE(aeronic @ May 6 2009, 03:15 PM)
Premier 1 Account is the best in terms of features and benefits and has the higher interests for a current account but requires minimum average balance

Go below the minumum average monthly balance and you get fined (they call it monthly charges).
But they have to do this, if not they could not offer you such benefits for free as any for-fun person would open an account with them.
*
thanks for advice bro ! by the way, what about maybank2u premier? i saw it can be accessed online !
tinkerbel
post May 6 2009, 05:17 PM

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@cscheat,
If you're planning to open one as a Business Account, you may want to consider PBB instead because I been told, you're able to check your account / transactions via their Online Banking. MBB wouldn't allow U to do that.
gs20
post May 6 2009, 11:28 PM

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I'd just open a Maybank current account for my business (Don't ask me which type it is, I just don't know).

Requirement:
- One introducer with a valid Maybank current account for at least a year.
- RM 2000 (or RM 2500 can't recall well).
- Business rubber stamp.

Facilities included:
- Cheque book
- Maybank2u (Need to fill in one extra form)
- You can check your transactions online for up to 60 days (if not mistaken)
eddievh
post May 6 2009, 11:53 PM

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QUOTE(cscheat @ May 6 2009, 04:36 PM)
thanks for advice bro ! by the way, what about maybank2u premier? i saw it can be accessed online !
*
If you plan to open for business use,then no choice have to use like gs20 said. Those other like you said in 1st post is for personal use only.
tinkerbel
post May 7 2009, 01:54 AM

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@gs20,
Er.. business account can open M2U huh?! oKies.. I need to get my Admin Manager to check it out and ask her to get it opened if it's possible. Thanks for the information biggrin.gif
TScscheat
post May 21 2009, 09:01 AM

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QUOTE(gs20 @ May 7 2009, 12:28 AM)
I'd just open a Maybank current account for my business (Don't ask me which type it is, I just don't know).

Requirement:
- One introducer with a valid Maybank current account for at least a year.
- RM 2000 (or RM 2500 can't recall well).
- Business rubber stamp.

Facilities included:
- Cheque book
- Maybank2u (Need to fill in one extra form)
- You can check your transactions online for up to 60 days (if not mistaken)
*
QUOTE(tinkerbel @ May 7 2009, 02:54 AM)
@gs20,
Er.. business account can open M2U huh?! oKies.. I need to get my Admin Manager to check it out and ask her to get it opened if it's possible.  Thanks for the information biggrin.gif
*
very hard to find introducer ! anyone want to become my introducer ???
aeronic
post May 21 2009, 12:10 PM

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the last i checked all the choc full and fancy accounts like premier 1 and maybank2u.premier current accounts are only for individuals.

that time they bank teller said, for company can only use classic current account.

TS, are you sure it is maybank2u? and they offer it for businesses?
it could be maybank2e which is not same as maybank2u.
the last i check maybank2u is for individuals only.
goldfries
post May 21 2009, 12:12 PM

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how to be introducer when people don't know you la? smile.gif

most people won't simply recommend others.
MilesAndMore
post May 21 2009, 03:39 PM

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QUOTE(cscheat @ May 21 2009, 09:01 AM)
very hard to find introducer ! anyone want to become my introducer ???
*
Just walk to your nearest Public Bank branch and open an ACE Account with them. No introducer required. Problem solved.

bearbear
post May 21 2009, 05:44 PM

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i don't know what's up with maybank with all the introducer thing.

last year i wanted to open a foreign currency account and they told me i need an introducer which other bank doesn't even require one. (i already had one with OCBC and there's no such issue.)

Ended up my dad calling the branch manager and asked if this is the rules set by Bank Negara then she says i don't need an introducer. rolleyes.gif
chemistry
post May 22 2009, 01:12 AM

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Hong Leong Islamic Current Account-i is not bad, quite high interest rate offered.

<1k no interest
<50k 0.70%
<100k 1.10%

Rate changes every month.

Pls note it's an Islamic current account. HL normal current account does not offer such high interest. Islamic account does not require the account holder to be Muslim so dont worry laugh.gif

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