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Advice on Maybank Current Account, Need Advice
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aeronic
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 May 22 2009, 09:40 AM
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QUOTE(chemistry @ May 22 2009, 01:12 AM) Hong Leong Islamic Current Account-i is not bad, quite high interest rate offered. <1k no interest <50k 0.70% <100k 1.10% Rate changes every month. Pls note it's an Islamic current account. HL normal current account does not offer such high interest. Islamic account does not require the account holder to be Muslim so dont worry  that is totally no competitive, compare this taken 090522 This post has been edited by aeronic: Sep 12 2009, 03:20 AM |
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TScscheat
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May 22 2009, 10:25 AM
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QUOTE(goldfries @ May 21 2009, 01:12 PM) how to be introducer when people don't know you la?  most people won't simply recommend others. that's true also ...  QUOTE(MilesAndMore @ May 21 2009, 04:39 PM) Just walk to your nearest Public Bank branch and open an ACE Account with them. No introducer required. Problem solved. i need Maybank ! i dont like public bank |
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Ya Rerd
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May 22 2009, 11:03 AM
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QUOTE(cscheat @ May 22 2009, 10:25 AM) that's true also ... i need Maybank ! i dont like public bank You're the first person that i know who dislikes PBB  Anyways, I'm using M2U Premier. So far so good. It does have an average balance requirement (can't remember the terms) and if you don't meet it, you'll be charge a fee. Savings accounts now is giving super low interests, so a current account gives added advantages i.e. cheque book |
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Putraskyline
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May 22 2009, 12:40 PM
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Non-Regular
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QUOTE(tinkerbel @ May 7 2009, 01:54 AM) @gs20, Er.. business account can open M2U huh?! oKies.. I need to get my Admin Manager to check it out and ask her to get it opened if it's possible. Thanks for the information  Business account can open M2U and also can read transaction 3 month before. |
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MilesAndMore
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May 22 2009, 01:13 PM
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Look at all my stars!!
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QUOTE(aeronic @ May 22 2009, 09:40 AM) that is totally no competitive, compare this  This rate is incorrect. It's much lower now. QUOTE(Ya Rerd @ May 22 2009, 11:03 AM) You're the first person that i know who dislikes PBB Me too. There are so many people dislike Maybank and CIMB Bank because they are very slow but never Public Bank QUOTE(Ya Rerd @ May 22 2009, 11:03 AM) Savings accounts now is giving super low interests, so a current account gives added advantages i.e. cheque book Standard Chartered Bank is giving 1.5% interest for their savings account (E$AVER). No minimum deposit required to open this account and absolutely no below balance fee. All you need to pay is the RM8 annual fee for ATM Card. This post has been edited by MilesAndMore: May 22 2009, 01:18 PM |
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nelsonyap48
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May 22 2009, 02:22 PM
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QUOTE(cscheat @ May 22 2009, 10:25 AM) i need Maybank ! i dont like public bank Maybank very troublesome, need this need that. although i am using maybank, sometimes i think  How about eon bank? When i turn 18 the other day, i go apply for current. the following week got my cheque book! no need introducer or purpose of opening current acc(need for maybank)  |
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rainpocky
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May 22 2009, 03:57 PM
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QUOTE(cscheat @ May 5 2009, 07:03 PM) Hello guys, im an existing maybank saving account customer, and now thinking of opening a current account for small business. But at the website i saw got 6 of them ! which one to choose ??? please advice Premier Club Account
Personal Current Account
Basic Current Account
Basic Current Account-i
Maybank2u.Premier
Premier 1 AccountPlease advice !  Best advice, go into a bank and ask them whats the best for your needs. Its alot of accounts to think about. I'm sure someone can advice you based on your needs. Not knowing your needs its difficult to choose or give advice. |
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htt
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May 22 2009, 05:35 PM
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QUOTE(cscheat @ May 22 2009, 10:25 AM) that's true also ... i need Maybank ! i dont like public bank Mind to share what is your business type? Sole proprietor or partnership? If sole proprietor, you can use personal cheque for business purposes (legally you 2 are the same entity, make no difference to get a company cheque book). And I think if you are in partnership, more than half of the posting you can ignore |
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aeronic
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May 22 2009, 05:36 PM
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QUOTE(MilesAndMore @ May 22 2009, 01:13 PM) This rate is incorrect. It's much lower now. wot? i fetched it today from their site so either they did not update or...... your source pls? |
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MilesAndMore
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May 22 2009, 11:39 PM
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Look at all my stars!!
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QUOTE(aeronic @ May 22 2009, 05:36 PM) wot? i fetched it today from their site so either they did not update or...... your source pls? From www.maybank2u.com.my. Links posted below. Premier 1Maybank2u.PremierPremier Mudharabah Account-iNet Current Account |
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acbc
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Jun 18 2011, 04:02 PM
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I have 3 company accounts with Maybank (all are enterprise) and M2U is free. Only if company is S/B, u need to pay RM 100 per month. Since my new company is a S/B, I will share u a trick to save money.
Assuming all 4 accounts in the same branch, u simply write a cheque from the S/B account and do a house cheque clearance (manually at the counter). The money will transfer from S/B to enterprise account after 5pm same day.
Now, with money in the enterprise A/C, u login as per usual and pay bills, salaries and etc...
Been doing this for years and not a single problem. Only thing is u need to keep records.
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dopp
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Jun 19 2011, 10:09 AM
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How is that save money? U still paying $100 /month on S/B account? QUOTE(acbc @ Jun 18 2011, 04:02 PM) I have 3 company accounts with Maybank (all are enterprise) and M2U is free. Only if company is S/B, u need to pay RM 100 per month. Since my new company is a S/B, I will share u a trick to save money. Assuming all 4 accounts in the same branch, u simply write a cheque from the S/B account and do a house cheque clearance (manually at the counter). The money will transfer from S/B to enterprise account after 5pm same day. Now, with money in the enterprise A/C, u login as per usual and pay bills, salaries and etc... Been doing this for years and not a single problem. Only thing is u need to keep records. |
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michaellee
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Jun 20 2011, 11:03 AM
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QUOTE(acbc @ Jun 18 2011, 04:02 PM) I have 3 company accounts with Maybank (all are enterprise) and M2U is free. Only if company is S/B, u need to pay RM 100 per month. Since my new company is a S/B, I will share u a trick to save money. Assuming all 4 accounts in the same branch, u simply write a cheque from the S/B account and do a house cheque clearance (manually at the counter). The money will transfer from S/B to enterprise account after 5pm same day. Now, with money in the enterprise A/C, u login as per usual and pay bills, salaries and etc... Been doing this for years and not a single problem. Only thing is u need to keep records. That's not a good accounting advice. Be aware that the IRB would be very curious as to why you are doing so. You can always apply for current account which is not link to internet so that the charges are not high. Keywords here (may not be applicable though) are transfer pricing/related parties transaction/anti-money laundering act/etc. |
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TScscheat
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Jul 3 2011, 12:39 PM
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QUOTE(michaellee @ Jun 20 2011, 11:03 AM) That's not a good accounting advice. Be aware that the IRB would be very curious as to why you are doing so. You can always apply for current account which is not link to internet so that the charges are not high. Keywords here (may not be applicable though) are transfer pricing/related parties transaction/anti-money laundering act/etc. wah... good trick but i scare later kena IRB |
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