Bro, Petronas maybank cc give me 5x treats points. And many other payment services give multiple points. To get 7000 pts, you need to spend not more than RM2000 in value. Citibank reward points really hard to earn and even harder to redeem because the items to choose are limited. This is from my own experience of using them > 10 yrs.
And citibank still refuse to give unconditional annual fee waiver to me - sucks. And petronas card is free from day 1.