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Credit Card Thread V6
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fauzistt
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 May 14 2009, 01:04 PM
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Getting Started
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QUOTE(ronnie @ May 14 2009, 10:19 AM) To Giant-citibank Credit Cardholdders How does Giant Citibank rebate work ? Do they credit the rebate in the same billing cycle or next billing cycle ? ..if i'm not mistaken, the rebate wont be credited but you would receive Giant vouchers instead and only after you accumulated more than RM20 rebate... except for special promotion like the last "Giant March Nation wide rebates", Citibank credited cash to my wife account... |
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fauzistt
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May 20 2009, 10:23 AM
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Getting Started
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QUOTE(JamesPond @ May 20 2009, 10:16 AM) anyone know the smart ipay from cimb? what is the detail? ..yeah, i want to know also, what's the current rate? |
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fauzistt
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May 24 2009, 08:22 AM
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Getting Started
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QUOTE(charymsylyn @ May 24 2009, 02:06 AM) This comes up quite often in this thread as most people do not understand how credit card interest is charged. The bank charged you correctly, refer to the first paragraph regarding interest charges in the link below: http://en.wikipedia.org/wiki/Credit_card#Interest_chargesThe BNM rules did not change in a way which applied to you in your described scenario. If you had paid the extra amount before the next statement date, you will continue to enjoy the 20 days interest-free period in the next cycle. Only if the extra had accumulated to the next billing cycle will you lose your 20 days interest-free period. The above assumes that you did not previously have a carry forward balance in the previous cycle and so were enjoying the 20 days interest-free period, of course. ..previously it's not like this, they just changed it last year... cant we consumer have any say before they change the rule that definitely not to our advantage; did they announce it before hand and invite comment from the public or consumer groups.. i suppose no, right? |
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fauzistt
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Jun 12 2009, 08:41 PM
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Getting Started
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QUOTE(alexwsk @ Jun 12 2009, 06:44 PM) hopefully the PB rebate dun run out too fast just now tried SCB JustOne at Shell, the reader at the pump can't read it, ended up using PB will try to swipe at counter next time .. dont forget that PB need 8X swipes for the rebates, and dont forget to SMS too... |
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fauzistt
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Jun 12 2009, 09:00 PM
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Getting Started
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QUOTE(jack2 @ Jun 12 2009, 04:10 PM) The 100k allocation has been finished. ..pls remember the RM100K is per month, so next month make sure you swipe early (petrol in denomination of RM50 and Hypermarket in RM100) if i'm not mistaken 1st of July is Wednesday.. go to a Hypermarket, swipe RM500.. and be done with.. move to PB card for next purchases (8X, RM625 equals to RM50 rebates, the max)... |
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fauzistt
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Jun 12 2009, 09:50 PM
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Getting Started
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QUOTE(hye @ Jun 12 2009, 09:41 PM) What sort of "goodness" are you looking for ? Card main feature is cash rebate (between 2-5%), up to RM600 p.a. ..if you manage to get RM600 rebates with RM15,000 spending, it' quite good coz it's 4% anyway i dont have the card, dont know whether to apply or not... seems like it's the best long term card for the time being, in term of rebates lah at least... This post has been edited by fauzistt: Jun 12 2009, 09:52 PM |
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fauzistt
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Jun 12 2009, 11:05 PM
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Getting Started
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QUOTE(jack2 @ Jun 12 2009, 10:35 PM) WTF that the transaction that I did was June 3 and within 3 days habis semua? Tipu one... I use Amex better. ..dont WTF me, i dont own the bank.. btw, didnt it's your friend that pump the petrol and not you? huhh, if what you claimed is true, my transactions on the 3rd June- Wednesday, also at risk.. anyway i'll wait for my statement on the 22nd.. probably i'll post it here if i got the rebates; i did receive the rebates for May, as advertised... |
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