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 Credit Card Thread V6

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WhiteWing
post May 9 2009, 04:14 PM

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Kena reject for 2nd times by Public bank sad.gif
WhiteWing
post May 15 2009, 11:02 AM

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Went to Hong Leong Bank and Jalan Bukit Bintang there. Went in and ask for credit card application,then he asked for document I mai passs to him. Then he said I cannot apply and I ask why. They said they don't accept people basic salary less than RM1,5k but I look again at my salary slip. I know I don't have RM1.5k basic salary but the full money I have every month is RM2k++ .... bloody that staff. I think I go other place ...
WhiteWing
post May 15 2009, 11:21 AM

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QUOTE(tinkerbel @ May 15 2009, 11:19 AM)
@WhiteWing,
Check the slip to ensure your additional allowances and claims aren't in a separate column?!
*
My allowance,commission and OT all in different columm .. lol ...
WhiteWing
post May 15 2009, 11:21 PM

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Well,after today I not success at the Jln Bukit Bintang branch. I straight go online application for HLBB. After I done everything in HLBB website.within 2 hours I got a call from Credit Card Department and serve me politely on the phone. Was happy end up because those girl ask me alots of personal data that not related to credit card laugh.gif , end up today finish gave her all my document. 2009 EPF statement,3 months salary statement and photocopy of IC biggrin.gif
WhiteWing
post May 15 2009, 11:37 PM

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QUOTE(tinkerbel @ May 15 2009, 11:27 PM)
@WhiteWing,
So, is it approved?!  And did she ask U out on a date?! oK.. the latter question isn't related to this thread tongue.gif
*
Well,they said the document was ok. I hate that bloody HLBB at Jalan Bukit Bintang,never go there. Said HLBB don't accept people that basic low than RM1.5k wo ... ask him go home kutip tahi la .. this attitude to customer,he gonna sleep on street. Well , she did ... ask me come out to meet me biggrin.gif
WhiteWing
post May 17 2009, 12:45 PM

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Please go call the CIMB card centre lo biggrin.gif
WhiteWing
post May 18 2009, 01:42 PM

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Today got staff called me and said she from Hong Leong bank. After comfirm all my detail with previous company and my income and bla bla bla . We on phone chat those not related to credit card. Is it this girl abuse the company telco money laugh.gif
WhiteWing
post May 18 2009, 01:50 PM

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QUOTE(WaCKy-Angel @ May 18 2009, 01:45 PM)
doh.gif  doh.gif  doh.gif

got her personal number? wanna share?
*
Of course got la and she willing to pass me... share later la laugh.gif , if you wanna apply HLBB credit card from her,I can give you.
WhiteWing
post May 18 2009, 02:11 PM

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She called me again to double comfirm everything. I think she miss out something on the credit card form there sweat.gif
WhiteWing
post May 18 2009, 02:21 PM

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QUOTE(ronnie @ May 18 2009, 02:15 PM)
I applied for Giant-Citibank card on Friday and just got a call from Citibank to ask me some details like home address, home tel, office tel, agent's name... should be ok right ?
*
Yeah. This should be ok,they just want to double comfirm the detail biggrin.gif
WhiteWing
post May 18 2009, 05:17 PM

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QUOTE(ellimist @ May 18 2009, 03:34 PM)
Edit : Offtopic : WhiteWing, what did you talk to her about, does she sound hot? =p Ask her out on a date lol
*
Ellimist ~ off topic awhile ya : Well,asking me and her job scope and how was life lo. I asked her to keep my contact for future reference and same also to me. Yeah .. she sound quite funny on the phone * Maybe have to layan customer so pretend gua * ~ I see how first .. if card approve alr then ask her out laugh.gif

QUOTE(WaCKy-Angel @ May 18 2009, 03:59 PM)
ok give me her hp i will call her
*
Well .... sorry .. you look like stalker to me tongue.gif
WhiteWing
post May 18 2009, 05:27 PM

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Off Topic : Haha , we see how,base on her voice,she look those play play type and still young ~
WhiteWing
post Jun 7 2009, 12:55 PM

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Guys,I have a question. Last Saturday morning,I have to go pump petrol at morning because no more petrol and I forgot to bring any cash with me except credit card. So I use credit card lah and I pay the amount on afternoon. But I know I got how many credit limit but after I paid it on afternoon and found out missing around RM150++ , why sad.gif ~

Can anyone answer me ? Is it the petrol station telan my $$ ?
WhiteWing
post Jun 7 2009, 02:16 PM

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QUOTE(arsenal @ Jun 7 2009, 02:10 PM)
Just wait for the statement to come..sometime not accurate one...
*
Ohh ok ... biggrin.gif ~ its is it a good practice ? I used the credit card on morning and afternoon I quickly go bank and pay back them. I don't know,hope pro people can answer me notworthy.gif . Thanks in advance ..
WhiteWing
post Jun 7 2009, 03:41 PM

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QUOTE(eddievh @ Jun 7 2009, 03:05 PM)
Read post #1452 of this thread http://forum.lowyat.net/topic/457588/+1440 , sama case.
*
Oic,thank you so much biggrin.gif ~ but with my previous question ... can help ? Like I swap on morning and pay them back at afternoon .. notworthy.gif
WhiteWing
post Jun 7 2009, 03:56 PM

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QUOTE(winner @ Jun 7 2009, 03:43 PM)
You are extremely discipline. However, it doesn't serve the purpose of having a cc which allows
you to purchase using "future money" first with interest free and to settle the debts of every month at once before the payment due date. Because of that, dc is more suitable for you instead of cc. tongue.gif
*
Haha I know .. but I really have no cash that time and my debit card sleeping inside my drawer pula .. don't like this la .. but will it got effect anything if I do like this ? Will bank feel strange of my attitude because use at morning and pay back at afternoon sweat.gif . At young I use DC but now CC TIME tongue.gif

This post has been edited by WhiteWing: Jun 7 2009, 03:56 PM
WhiteWing
post Jun 7 2009, 05:23 PM

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So sorry about that .... notworthy.gif

Well,thank you for your point of view .. just that I abit frustrated also ...

Well,next time I won't go bank so hurry just because of that. Now you let me know I can pay later with interest free biggrin.gif
WhiteWing
post Jun 7 2009, 07:11 PM

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QUOTE(winner @ Jun 7 2009, 06:21 PM)
You are welcome! tongue.gif

You may only make the full payment upon receipt of statement. As you are such a dicipline person, I'm sure you always pay promptly. Keep it up!
*
Thank you.
You mean like this .. I only can make the full payment upon I receive a new statement ? If I pay up now , what will happen sad.gif ~
WhiteWing
post Jun 7 2009, 07:30 PM

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Then its should be ok if I can pay before the cc statement come smile.gif ~ I wanna have a good record with bank ..
WhiteWing
post Jun 9 2009, 10:56 AM

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Yesterday night I got Hong Leong Bank Credit Card , I quite like the design biggrin.gif

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