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medical / critical illness insurance enquiry
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narf03
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 Dec 14 2010, 12:25 AM
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As topic, i want to change my medical insurance. Was paying to a company call Manulife, it sucks, the company sold, and then that friggin company send me letter saying need to increase my pay ie 2x more, i tot its suppose to follow to a price list when i sign that bloody contract, but they do not seems to understand what a contract mean, so i consider thats a scam.
Now i am looking for a better and a more reliable company, anybody can suggest me 1.
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narf03
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Dec 14 2010, 01:00 AM
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I just need Medical, feel so lucky i didnt get any combo that from Manulife. Sorry to say i lose all confident with insurance company, they protect themselves 1st b4 considering others. do you have any reading materials for me ?
Added on December 14, 2010, 1:01 amQUOTE(fireZzkf @ Dec 14 2010, 12:55 AM) Personally doesnt suggest you to change medical plan. Ask an agent to review for you before you do so.. nope im done with that manulife, DONE, DONE, DONE, even im losing a head tomorrow, im not going to claim or give them another chance. This post has been edited by narf03: Dec 14 2010, 01:01 AM |
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narf03
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Dec 14 2010, 01:32 AM
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QUOTE(almeizer @ Dec 14 2010, 01:17 AM) In case you don't know, stand alone medical is that way. The price increase according to your age. The older you are, the more you pay. I guess you are the one not reading the policy? There should be the table payment included but it's not guarantee that price, it might be different. yes i know the price will increase, but according to a price list which they shown me at the time i make a contract with them, they arent following that list, the 1st payment was 500+, then the next 1 i did last year was also 500+ but increased a bit, but for this year it shoot up to 800+, read this note below, they said about increment of bla bla bla, which didnt stated during the contract. if they can do it once, they sure can do it again, so im out. 
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narf03
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Dec 14 2010, 02:30 AM
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QUOTE(almeizer @ Dec 14 2010, 02:17 AM) You are losing your rational, if things really happen, I guess you will think differently. How old are you when the time they increase? I think you reach another group range of age. If you premium is paid annually, it does make sense. 30-34 35-39 40-44 45-49 50-54 ... Your policy don't have the price table? You may get medical card from other insurance company but don't cancel your current first. Keep it until the waiting period (if any) of new medical card is over then only cancel it. read the letter, it doesnt say about my age, it says about medical inflation... i believe its not related 2, it must be because the company was sold, and the new management no longer want to maintain old customers. |
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