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 medical / critical illness insurance enquiry

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calcom21
post May 22 2010, 05:36 PM

Getting Started
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Junior Member
123 posts

Joined: May 2006
QUOTE(gavin_lim @ May 16 2010, 12:16 AM)
I'm from ING but I'm from KL, not from JB branch.
However, if you have any inquiry can ask me as well. My e-mail address is cheahyang_0@hotmail.com and you can feel free to ask me anything regarding insurance or ING products. I'll reply to your inquiry no matter you're my customer or not.
Hope that you'll find a good servicing agent soon.
Regards,
Gavin Lim
*
Hi Bro, heard you from ING. Heard ING medical card there is no cap is it true? If yes, can i get a quote for you as follow. Age 30 (This year 31), i'm looking at the following:

1) Annual limit of RM100-120k
2) Lifetime limite of RM400-450k
3) Critical illness of RM80-100k
4) Death of TPD around RM80-100k
5) Do not need those hospital cash back

I have an existing medical card with another insurance co. I wanna get another one as top up. Also got question for you as follow:

1) Medical card guarantee renewable? Until age?
2) Is the insurance and other insurance surcharge fixed as per ING Schedule (means it will not be revise by ING. I understand most insurance co will increase their charges as year goes by and some will not guarantee and even revise it if you claim it before).
3) Any co-charges and co-insurance?
4) Is it investment-link?
5) What is the allocated amount for the first 1-7 yrs (I understand usually first 6 or 7 yrs there is certain % unallacoted)

Kindly email me at calcom21@hotmail.com

Many thanks

Regards
-Calcom21-

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