buy Investment Link Plan (ILP). more expensive than MC. but is worth coz is a saving also. u pay more but u also saving more money for yr future.
ofcoz u have to pay according to yr budget also la.
u have to get a good agent so that he/she can give u a good service.
AIA, Great Eastern, Prudential etc r good but need to have a good agent also la.
I prefer not to choose ING coz it's stand for Income No Good (ING). haha...jkjk~