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medical / critical illness insurance enquiry
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alexwsk
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Mar 15 2011, 08:10 PM
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since Pacific Insurance had revised their Medi-Pac premium by a lot starting this yr, I found it not really interesting anymore. Any advice on what better package can i get for the premium of RM667 for male 33?
currently the medi-pac is annual limit 40k and life time 150k
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alexwsk
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Mar 16 2011, 11:50 AM
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Mnet, chew_ronnie, thx for the info. Any existing policy holder of GE Medicare 2 wish to share when's the last premium revise made?
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alexwsk
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Mar 23 2011, 09:47 AM
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QUOTE(PJusa @ Mar 22 2011, 01:11 PM) GI is General Insurance and just because an insurer offers life doesnt mean they dont offer GI. all the policies are standalone policies and i think all but manulife are GI (25% discount for direct clients) when u said direct clients, means buy directly from the GI? Let say if I initially bought from agent (2005 not yet implement direct client's discount if not mistaken), and then when the yearly renew notice came out, I pay at the GI's office without going thru the agent, still eligible for direct client discount? I'm talking about Pacific Medi Pac. Thx This post has been edited by alexwsk: Mar 23 2011, 09:47 AM
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alexwsk
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Mar 23 2011, 11:00 AM
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QUOTE(PJusa @ Mar 23 2011, 10:18 AM) alexwsk, should be no problem. can inform then you want the policy to be direct and not any longer in the agent's portfolio. the agent comission for GI H&S is a "only" 15% of each yearly premium, 25% is for PA. sorry for the previous statement - typo and i didnt notice it until now. yea, it's 15% as stated in the product disclosure. I was not happy with the agent anyway, did not get any letter informing about the increase of premium starting Jan 2011, so would be better if directly under Pacific.
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