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 medical / critical illness insurance enquiry

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4lenAngel
post Jun 19 2009, 10:33 AM

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QUOTE(atake @ May 30 2009, 08:03 PM)
I think there is no limit for medical coverage provided by my company only there is a limited coverage as follows:

1)Room rate at RM120 per night.However, i can increase it every year up to RM300 per night if i want.This will deductible from my salary.
2)Can't claim for complicated dental treatment such as bridge, and dental surgery.

Otherwise,is ok.we have our one panel clinic and hospital to choose such as Ampang Puteri,Tawakal,Gleaneagles and etc.

I has been hospitalized before for accident and all the treatment has been covered by my company.So,should i buy medical insurance now or buy it after retirement.Even the premium is higher, long term i think i will still save compare start paying now .
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Bro Atake it would be wise of u if u get a insurance + medical policy..if u take prudential it comes with saving.. so when ur retiring u'll have some savings there as well..
Well now u have room for rm120 / night.. u can choose the rm300 room that moment.. and u pay for it and claim it back from prudential..and also u'll be entitled for admittance allowance and surgeries done. U should seek for for a prudential rep for further info.. Cheers!!
4lenAngel
post Jun 23 2009, 04:40 PM

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I agree wz u Chew_Ronnie..

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