- confirm property price with agent/developer then select your unit and place booking fee (1%-3%)
- get official receipt (written refundable if loan application failed)
- contact bank officer to submit your personal docs for bank loan application
- get loan offer letter within 1-2 weeks
- get lawyer on behalf of you to review Sales & Purchase agreement before signing (within 30 days from confirmation)
- upon signing of S&P, pay down payment (10%-30%) and get official receipt from agent/developer
- pay legal fees, stamp duty, MOT & others
- get stamped copy of S&P from lawyer within 3 months
- the rest will be handled by lawyer, just follow up closely with lawyer