Let's say if u bought 1000 of PBBANK shares back then in 2000, did ur FD still making more $$? Even if u hold it until now, u still making $$ handsomely don't u?

Another classic example would be BJTOTO (special thanks to stocktube for the image )
even the dividend alone can beat the rate of FD easily right? 

Okay let's consider inflation, which is probably about 10% a year. So in ten years in order to make any money you'd have to double the capital. What's the dividend like on PBBANK?

At this point you might be asking, do you mean to say FD's are exempt from inflation? of course not, but get this, I get 5% (average) every year and this is exempt from inflation because I get to spend it if you put it in shares you don't get to spend it, so everything you make is eaten by inflation

Let's assume 500K total.

Fixed Deposit

You get interest every six months from an FD. Now 5% of 500K = 25,000 a year right? okay so year one you hold a big dinner for my 89-year-old grandparents. You buy a washing machine and dryer. Or maybe you hire a maid to do all my washing and cleaning. You goof off on LYN everyday for ten years.

Shares

You keep it in shares and don't spend it. You do my own washing and cleaning. I work like a dog. Your grandparents have passed away, You didn't have the time and/or money to spend on them when they were alive. In the end you make about 7.5% a year (which is about 2% above the average FD rate). You cash out at the end of ten years and make 75%.. or have you? if inflation is 10% p.a. you'd actually have lost money. Also you'd have lost the opportunity to make your grandparents happy. You'd have lost the opportunity to goof off on LYN for ten years (which would be a real tragedy.)

So you tell me which one is better