Hi GHz,
Wish u good luck ya....

I applied before, submited whatever documents they want(salary slip,EPF statement,bank statement,etc), my annual income is more than enough to qualify, no outstanding balance or late payment ever, holding other bank plat cards for few years with good record(higher requirement to apply if compare with PBB).

But at last, they still rejected my application.

Although I checked with BNM, my credit report stated no problem, but they still hav rights to denied issuing u the card(s).

The only reason they denied might b i hold too many cards. But they refuse to disclose the reason bcoz it is against their bank rules.

This affected my collection......

Yup, maybe ur history with them will help up the approval rate.

Wish u good luck..............

I oso hope my re-apply can be succesful.

Nope....
If put FD to get the cc just like u need to buy it from them.
Oso if u withdraw ur FD, they will terminate ur cc.
I prefer to apply by normal bcoz really qualify for it.
Just the bank problem or just my luck not so good.

Wah!!! U giv a good idea. Maybe I should complain to PBB branch manager as well.

Anyway I hav no problem with Alliance Bank. Apply their plat cards for first time already approved.

Really no idea how PBB process my application?????

Still prefer applying without place any FD.
I did hav cc with very high CL but my salary not go thru the bank.
Oso I dun hav any loan or FD with them.
PBB is the only bank rejected my cc application in my life.

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Added on December 30, 2008, 2:59 pmHi zenwell,
All issuer hav rights to denied/reject any cc application without assigning any reason.(Although applicant's are qualify)
I agreed what ur friend told u, PBB is very strict in approving cc.
I oso get this info from lots of people.


This post has been edited by RockIron: Dec 30 2008, 02:59 PM

Nope, i dun think so.
For MBB Visa/MC Plat : 1800881801
For Amex Plat : 1800889559

Hi,
U may use cardless method to bank in into the CDM
Choose the cardless menu or either press enter when start
Enter ur cc number and then deposit the cash
Easy???

Ha.. Ha..
Sure World MC is my new target, currently hold MBF & CIMB plat cards.
Will ask them to upgrade for me soon.

Hi Optiplex330,
Just told the CS other issuer offer u their cc for free/without charging AF.
Told them if they dun waive u will cancel their cc.
99% they will waive other than u hav zero transaction with their cc whole year round.

Hi Reventon,
I got my Amex plat cc by invitation & free AF for 1st year from MBB.
Before I accept I ask about the following years AF, the CS told be can be waived if the cc active in usage.
Hmmm...... How can they told different info to customers.
If really cant waive I will cancel this cc coz feel being cheated.

Anyone using HLB plat cards?????
Might going to apply but have bad CS experiance with them few years ago. Dun know if they had changed their CS attitude now?????
Anyone can giv comment or share experiance?????

Hi,
Thanks for the info.
As I know the only AF cant be waived is the Amex Plat charge card.
If they dun waived the 2nd year AF for our Amex plat cc, just cancel it.
No point we spend a lot but still they charge us AF rite?????

Hi kenny,
Look for their promotion. Usually they will not charge this entrance fee.

OCBC sent me an invitation letter to vist their new image and new facilities set up at their branch this coming Saturday.
They welcome to ask and enquire about all their products and services.
Maybe will go there and ask for their MC plat which available by invitation only.
Maybe good luck they will let me apply?????
Anyone received this invitation letter from them?????

Yup.... Agreed with David.
Y should they charge joining fee?
Dun apply if they refuse to waive it.

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Added on January 4, 2009, 4:18 pmHi Brotherjoe,
Nothing special with this MC.
Just it is not open for public to apply(only by invitation). Very few people hold this MC as I know.
"Crazy" plat cards collector like me want to add in the collection only.
He... He...

This post has been edited by RockIron: Jan 4 2009, 04:18 PM

[quote=vin_ann,Jan 4 2009, 06:39 PM]
new facilities? share with us when u back from there lo...

Ok vin_ann.
Will update u all after i visit them.

Hi kei18kun,
OCBC MC plat can apply if u get recommendation from OCBC top management.
Anyway going to try my luck this coming Saturday.
Nothing is impossible. It's hard to say.
Maybe they let me to apply due to their new set up for their branch?????

Besides Citibank, HSBC cc's oso seperate limit for their Visa & MC.

[quote=hye,Jan 4 2009, 09:19 PM]If you ever got lucky or got early info then let us know. If got special promo, let me know also la and I'll be your good friend for the day. 

[/quote]
Wahahaha...... That,s for sure hye.
Any good things I'll share with u all.
Anyway tqvm hye.

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Added on January 4, 2009, 9:40 pm
Different banks have different ways of implementing CL. What was said about Citibank was true means if you have 2 cards means you have 2 seperate CL. The caveat is that if you ever cancel one of the cards then CL will not be combined.

This forum serves as a good info about cc in Malaysia. Don't let the agent hoodwink you. Just a few days ago, I was at MidValley and got CIMB cc booth at the exhibition area. Agent asked me whether want to apply and I said yes provided if you offer me a World Mastercard. (WMC) The agent said "We don't have such product. Our highest card is just the Platinum". I said, you call up your manager and ask whether CIMB got World Mastercard. The agent did just that and got very embarassed after that. I said, "How can I trust (and apply cc from you) you if you don't even know your own products". The manager (or team leader, sweet lady I tell ya) spoke to me after that and apologized since they don't have the forms for the WMC. Took my particulars and will call me next week.

She even asked me how come I know about this product. I said I'm active member of this forum. (LYN) Maybe next time, the banks will pay attention to our CS grouses when they visit this forum.

[/quote]
That's true and agreed.
I did walk in their branch to request application form for this World MC,their staff not event know what it is.
After about 20mins checking,they told me the form only available by next month.


This post has been edited by RockIron: Jan 4 2009, 09:40 PM

Hi,
U better be caution. This same case happen few months ago to someone which I read thru newspaper.
Did u provide ur info such as cc number or any confidential particular to them?
If u did so,I suggest u immediately inform ur cc issuer or bank,then straight away go to log on a police report.
Dun ever provide ur cc number,password or personal particulars to someone who call u and claim that they r ur bank or issuer. If they r really ur bank or issuer,sure they got all ur particulars/info.
Please bear in mind always!!!!!

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Added on January 5, 2009, 1:57 pmSame case happen to me on early of year 2000.
It is my SCB Visa get fraud. Before the syndicate charge my SCB Visa at Bangkok for about 30k puchasing gold,someone did called me and claim that he is from SCB.
This guy are very professional,he can talk sweet and told u a lot of promotion about SCB. Until I did not notice that I already disclosed my CL to him.
After about 1-2 hours,the real SCB call me and comfirm with me did I charge my Visa cc at Bangkok for 3xxxxk amount.
Although after investigation,SCB dispute the fraud charging amount from my Visa cc account(took about 2 months), but the whole process I will never forget. It's a nightmare!!!!!


This post has been edited by RockIron: Jan 5 2009, 02:00 PM

I think u better do so, just in case anything happen u still hav a police report to protect u.
Myself very sensitive on such issue(which I will inform my issuers no tele sales or promotional offer thru phone call).
If they want to inform or promote,just mail it to me.
Any of them still call me regarding tele sales or promotional offer,I will hang up the phone.