one has collateral. one doesn't. Thus different rules apply.

think u better lodge a report cause there is no reason they need your m2u login name. neither do they need account number etc.

This post has been edited by zenquix: Feb 3 2009, 10:21 PM

just curious, why would you risk your lifetime financial record for only 30k? that said who knows when they will change rules and systems or maybe even get your family involved.

Maybe you can try calling their helpline?

It's bro Rockiron. Think all his cards are Plat hahaha

anyone know whether Alliance Bank adds any service charges to overseas transactions? Their card agreement at http://www.alliancebank.com.my/pdf/youniqu...ique_tnc_bi.pdf does not state it specifically

Was doing a study of Alliance Bank's credit cards and their cashback rates http://www.alliancebank.com.my/ccard_cashback.html

found an interesting fact. since it is tiered, the effective interest rates are different and depending on your monthly usage patterns, the classic card may give more rebates than the platinum card

In a nutshell

Monthly usage Best rebates
RM0 - RM400 - Platinum
RM500 - RM1000 - Classic
RM1100 - RM3200 - Gold
RM3300 - RM5000 - Platinum

Interesting point to note that even with the cap at RM3000, the gold card still gives better rebates at RM3200 monthly spending compared to the platinum card.



If anyone wants the spreadsheet can pm me.

*Assumption: You:nique = Platinum card cash back tiers

The rebate is not bad cause with the gold PB card i have, to reach the same amount of rebate for RM3k on a Alliance gold card, I need to have spent RM7846 on the PB Card. Talk abt poor return.... Pb's only positive point is no cap on spending though at those high numbers.. you won't care abt a 0.X% of rebate anyway.

yes. i used my tp last year at the tp fair to redeem a smart tag.

from my previous post, u can see that the max rebate is RM68.75

cause the rebates are tiered

http://www.alliancebank.com.my/ccard_cashback.html

This post has been edited by zenquix: Feb 19 2009, 12:27 AM

err.. even public bank is tiered....
0.3% 0 -3k
0.5% 3k - 10k
0.6% 10k - 30k
0.7% 30k+

http://www.pbebank.com/en/en_content/image..._clastdgold.pdf

p/s: maybe i need to colour my post to get attention...

2 choices. Apply maybank card at your own bank. For other cards I submitted bank statement printed from maybank2u before. Works.

HSBC is 2% on top of whatever Visa/Mastercard Internationl charges