i never use the lawyer recommended by my bank officer. better get my own lawyer and get better discount. why should i let the bank officer get a part of my discount .

it all depends really on the whole situation - does the seller have a loan, is your property leasehold/freehold, is the title out yet, which state is it in (kl leasehold for consent takes 1 month, selangor might take up to 5).

maybe if you give more details i can help you with an estimate.

leasehold without title in kl requires consent, but consent takes about 1 month only.

if seller delays too long, although the agreement doesnt provide for termination, i am sure the purchaser can give the seller notice to do it within a certain period if not he is going to terminate.

yes in most cases the assumption is the owner wants his money fast. but there are exceptions where he will want to hold on to the house for a while longer.

if you dont want to sit and wait, put the seller on notice to deliver the documents, failing which you are taking him to court.

yes no.3 is dangerous. make sure that if you want this, the seller agrees to go to a lawyer of your choice, and you don't go to the seller's lawyer.

no. 4 - this will always depend on the rate. and a point to note, your seller might get a waiver on his penalty if you take from his bank, so you might want to negotiate with him to share the waiver.

no. 6 - high market value and good location wouldn't make the transaction go faster dude.

another point - you have to make all the payments on time. if the lawyer asks you to pay anything, make sure you pay within a few days. better to ask your lawyer for an estimate of when the relevant payments need to be made.