I sympathise, as I was in your situation once. But you don't have enough RM to buy a house-lah. Assuming you get 90% margin of finance (and that's a big IF ... if I'm not mistaken, AIA/ING offers 80% or 85% MOF only), you need to fork out RM16,500. Don't forget about S&P legal fees, which should be around RM4k+. And what about furnishing and other misc expenses?

And there's valuation. Valuers are not always logical ... what if he values your house at only RM150k?

If you proceed to buy a house now, you risk losing your deposit.

This post has been edited by Spartacus 2.0: Aug 20 2008, 07:49 PM

Yup, a studio in Subang. Will get the keys in a couple of months. Buying a house is a real hassle