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 Credit Card Thread V4, Plastic Money @ World Access

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pherary
post Oct 14 2008, 12:29 AM

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hi guys..i desperate need a help here.
i just got a letter from maybank.
it says i have to pay rm1500 cos i've used over the limit by rm1200.
and the period to pay is by 18th october latest.
now i have no money.
is there anyway that i can delay the payment?
maybe next month i pay slowly like rm300?
my credit limit is rm4k..i've used until rm5.2k.
how?any suggestion here?

pherary
post Oct 14 2008, 01:04 AM

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hi there..is there anybody that can help me?i seriously need help.
pherary
post Oct 14 2008, 08:27 AM

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QUOTE(tinkerbel @ Oct 14 2008, 07:42 AM)
@pherary,
Are U on a MBB CC?  If so, the bank will start charging U interest - and it's pretty hefty so clear the debt as soon as U can.  To pay back RM300 p/month on a RM5.2k CC 'loan' is really going to come up to quite a bit.  You should stop using ur CC now so U won't get into bigger debts.
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yes..i am on mbb cc..but they told me in black and white that i have to clear all rm1,470 by this saturday which is 18th october. is it possible that i dont pay it..but slowly pay since next month?
will they send a court letter or take legal action against me?

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