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 Credit Card Thread V4, Plastic Money @ World Access

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jep
post Jul 24 2008, 10:29 AM

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Someone just called me from citibank regarding some insurance stuff on your outstanding balance..what is it about eh?
jep
post Jul 24 2008, 10:37 AM

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QUOTE(tinkerbel @ Jul 24 2008, 10:34 AM)
@jep,
Haf no clue about the insurance package; probably something along the lines of 'if something happened to U, ur outstanding balance on the CC will be taken care off'....
They said that they will charge like 65cents per RM100 on your outstanding balance. I believe its the Credit Shield Plus..Can i cancel it if i don't want it?..since that i used Citi CC just for emergency card and if i'm going oversea.

This post has been edited by jep: Jul 24 2008, 10:44 AM
jep
post Aug 11 2008, 11:23 AM

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Help!...i just received one call from a private number...i couldn't hear what she really said...but it's sort of if i buy some stuff i will be provided with some sort of insurance and i'll get some sort of discount up to 70%..i said NO and not interested..and she said that it's not about whether i agree or not..it's DONE and they are on the process of sending some sort of card to me..and again i said NO..her final word was..i can't undo it..and the service charge was like 200 something and she hung up..i was like WTF?..
jep
post Aug 11 2008, 11:36 AM

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QUOTE(tinkerbel @ Aug 11 2008, 11:33 AM)
@jep,
How on earth did she get ur CC details?  I guess U can onli wait to see what happens; if U didn't put that order down and u were billed for it unwillingly, U could take a big case against them.

@hye,
I somehow do NOT believe in those 1hr replacement CC thingy ! tongue.gif
*
I asked my friend and he said he's also been contacted by the same person/company..it's some sort of service card..i didn't agree to it and neither do i ever heard/sign-up for it.. vmad.gif
jep
post Aug 11 2008, 11:45 AM

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QUOTE(tinkerbel @ Aug 11 2008, 11:37 AM)
@jep,
Has ur friend received the Service Card and has he been billed for it?!
*
Nope..but i'm worried and angry as she hung up on me n saying that they'll charge it anyway..
jep
post Aug 11 2008, 12:06 PM

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I just can't believe that they would do such a thing..nowadays everybody will do anything for money..and that's scary
jep
post Aug 11 2008, 01:04 PM

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thanks guys...hopefully nothing will happen...as i specifically say NO..

Edited: Anothing thing guys...say that i bought something on installment (ezy payment)..can i like lump sum the payment on the 6th payment or so?

This post has been edited by jep: Aug 11 2008, 01:08 PM
jep
post Aug 12 2008, 11:04 AM

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QUOTE(Reventon @ Aug 11 2008, 07:21 PM)
for the easy payment plan, if anyone wish to pay lump sum of the balance available, write in to the bank and fax over and bank will call you to verify the termination of instalment. Tried on few bank already. But i never get any penalty la.haha. Depend on your negotiation skill on da phone.
*
Was thinking to terminate at the end of the year after receive bonus..hehehe...can't bear to live on debt..makes me feel uncomfortable.. biggrin.gif
jep
post Aug 23 2008, 04:42 PM

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Question guys: If i buy from Amazon.com using my MBB Visa..Visa will charge me 1% + 0.5% from MBB..is it? Where to check the Visa/Mastercard currency conversion charges? Thanks
jep
post Aug 25 2008, 12:07 PM

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QUOTE(jep @ Aug 23 2008, 04:42 PM)
Question guys: If i buy from Amazon.com using my MBB Visa..Visa will charge me 1% + 0.5% from MBB..is it? Where to check the Visa/Mastercard currency conversion charges? Thanks
*
Anyone care to help?

- another thing is..about the currency rate..when does it apply the rate..i mean..like today US to RM is about 3.27...does it use today's rate or other rate? thanks


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