Credit Card Thread V4, Plastic Money @ World Access
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 Oct 31 2008, 09:39 AM
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#1
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Senior Member
772 posts Joined: Jun 2006 From: pjs 4 muslim cemetery 
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Just outta curiosity, what are the factors that the bank consider if a person were to request for a credit limit increase?
Was told the cardholder must have had the card for a minimum of 1 year. Anything else? |
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Oct 31 2008, 10:09 AM
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#2
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Senior Member
772 posts Joined: Jun 2006 From: pjs 4 muslim cemetery
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QUOTE(ukiya @ Oct 31 2008, 09:50 AM) - gud record in paying backs the bills... -good paymaster (compulsory)- promoted to higher rank of positions... - requested to upgrade credit limit with supported documents... - automatically upgrade if always used up reach d limits with a conditions must pay bac the bills in time! - get a better card or register a new card...  -promotion (goes without saying) -upgrade without supporting documents (how is this possible) -credit limit used up all the time but must pay back in time (are you referring to minimum payment or full settlement) -better card / register new card (mind elaborating?) |
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Oct 31 2008, 12:46 PM
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#3
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Senior Member
772 posts Joined: Jun 2006 From: pjs 4 muslim cemetery
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QUOTE(dobson @ Oct 31 2008, 10:09 AM) -good paymaster (compulsory) I don't think its possible to upgrade without supporting documents.-promotion (goes without saying) -upgrade without supporting documents (how is this possible) -credit limit used up all the time but must pay back in time (are you referring to minimum payment or full settlement) -better card / register new card (mind elaborating?) When you say credit limit used up but paid back in time are you referring to minimum payment or full settlement? My question was, what are the factors that the bank take into consideration when a person submits the necessary documents for credit limit increase? Thanks again. |
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