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 Credit Card Thread V4, Plastic Money @ World Access

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tishaban
post Oct 17 2008, 09:16 AM

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QUOTE(David83 @ Oct 17 2008, 08:56 AM)
Why I couldn't find any info on 5x TP with AMEX from M2U website?
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Good question, I don't know. Tinkerbel only gets 2x on regular purchases and 10x for special partners on her Amex Platinum. I only have an Amex gold card and I get 5x on everything. I looked on m2u and can't find anything about it too. I know Amex had a Turbo points option before, don't know if this is the one I'm on. Either way I'm enjoying my 5x points.

btw my calculations above is only valid when you reach the minimum amount of points. So assuming the minimum to get RM50 voucher is 9000 points (ie. spending RM1500) then using cards for points is only useful if you actually spend > RM1500.

tishaban
post Oct 17 2008, 10:14 AM

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QUOTE(cute_boboi @ Oct 17 2008, 09:40 AM)
Are you using Amex Credit or Charge card ?  hmm.gif

Previously when I start to use MBB Amex Credit card, MBB has 5x TP promotion for 1-2 years on all purchases. After that, reduce to 2x TP forever.
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I'm using the charge card. Still wondering what I should redeem with those points....

tishaban
post Oct 17 2008, 11:41 AM

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QUOTE(deitel73 @ Oct 17 2008, 11:26 AM)
Hi anyone who did comparison regarding credit card protection between HSBC and Citibank ??

Pls advise.

http://www.hsbc.com.my/1/2/personal-bankin...protection-plus

http://www.citibank.com.my/APPS/portal/loa..._protection.htm
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Aside from the convenience of cancelling all your cards in one go, what advantage do you really get from these products?

Also I don't understand the fraud protection part (RM4400 or RM300k after notification). BNM standards say you are only liable for the first RM250 for any fraudulent transactions.

Anyone have more info?

tishaban
post Oct 23 2008, 12:28 AM

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QUOTE(MilesAndMore @ Oct 22 2008, 09:12 PM)
The RM1 = 2X Treatpoint is awesome. That is why i charge everything into my MBB AMEX Gold whenever possible. Shame that MAS doesn't accept AMEX for its online transaction. I have to use my CIMB Gold Mastercard to pay for tickets to KUL every month.
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Malaysia Airlines will happily accept Amex at their ticket counters. I get 5x points so I make sure I use the card. biggrin.gif



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