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SUGGEST ME BEST HOMELOAN IN TOWN, RM 170K - homeloan flexi+daily interest
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TStictactoe
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 Jun 11 2008, 06:26 PM, updated 18y ago
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Getting Started
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hi fren...
can u suggest me the best homeloan package in town now..
i m planning to buy a subsale house
so looking for a homeloan for about RM 170,000
my criteria is:
- lowest interest (off course lah kan.. hehe)
- preferably fixed interest (i know that the best maybe AIA and ING.. is it?)
- daily interest
- flexi homeloan (when pay more each month will deduct the principal of the loan so shorter the tenure period)
- can make payment more than once in a month
- can give higher MOF (maybe 90% or more...)
please fren,
share and suggest with me...
tq..
This post has been edited by tictactoe: Jun 11 2008, 06:27 PM
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TStictactoe
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Jun 11 2008, 07:00 PM
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Getting Started
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QUOTE(yewkhuay @ Jun 11 2008, 06:49 PM) for 170K i dont think he can get the best rate. the best rate is always for loan above 300K. yewkhuay, what i mean is.. the best rate and package that i can get for RM 170,000 loan..  tq..
Added on June 11, 2008, 7:01 pmQUOTE(yewkhuay @ Jun 11 2008, 06:31 PM) i suggest to go for fixed loan from AIA or ING , should be 5.80% zero entry. i think it is AIA.. but AIA only can give me 80% loan from market value...
Added on June 11, 2008, 7:01 pmQUOTE(asern @ Jun 11 2008, 06:38 PM) i suggest u to take flexiloan from uob or allianz bank.. blr-2.0 loan up to 90% blr-2.2 loan up to 85%. tq very much... gonna check it! This post has been edited by tictactoe: Jun 11 2008, 07:01 PM |
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TStictactoe
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Jun 12 2008, 01:54 PM
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Getting Started
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fren... this is the package that i get from cimb...
what do u comment?
tq..
3 year Fixed Rate
(Loan up to RM300k)
Without Free Moving Cost
1st - 3rd year : 4.70% p.a.
4th year onwards: BLR - 1.80% p.a.
With Free Moving Cost
1st - 3rd year : 5.00% p.a.
4th year onwards: BLR - 1.55% p.a.
This post has been edited by tictactoe: Jun 12 2008, 01:56 PM
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TStictactoe
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Jun 13 2008, 08:19 AM
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Getting Started
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QUOTE(parven @ Jun 11 2008, 10:10 PM) Hi guys.. For loan amount 170k,he can get BLR-2.20% for the 1st 2 years and thereafter BLR-2%.If you are looking at fixed rates then alliance can provide 1-2 years 3.70% fixed, year 3-5 BLR-1.50 and thereafter BLR-1.8%.This is the best rates from alliance now BLR-2.20%. For any further details please do not hesitate to drop me a msg at veen_0809@yahoo.com. parven mortgage sales executive hai parven.. i try to look the said package here, (click at alliance bank berhad link) but couldnt find. which package do u mean? i wanna make some calculation... tq. |
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TStictactoe
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Jun 17 2008, 08:08 AM
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Getting Started
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QUOTE(atih007 @ Jun 17 2008, 12:52 AM) al-rajhi home financing-i as low as 5.05% or BFR-1.70% throughout all repayment years. explain details please.. or u have link to refer to? tq... |
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TStictactoe
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Jun 18 2008, 09:20 AM
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Getting Started
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QUOTE(atih007 @ Jun 17 2008, 07:36 PM) no problem.. i try to explain as brief as possible.. 1. the property must be completed. 2. can do financing up to 90% of the financing price 3. tenure is up to 35years4. borrower's age must be from 21 to 65 years old3. financing amount is from rm25,000 to rm2,000,0004. the rate is BFR-1.7% for Non-Free Moving Cost or BFR-1.5% for Free Moving Cost. applicable for any amount of financing. (current BFR is 6.75%, Free Moving Cost is all the legal, lawyer, etc costs)5. rebate for early settlement 6. no late payment charges 7. no processing fees sample of repaymentrm100,000 ---> rm588(25years) / rm540(30years) / rm508(35years) rm200,000 ---> rm1,175(25years) / rm1,080(30years) / rm1,016(35years) rm300,000 ---> rm1,763(25years) / rm1,620(30years) / rm1,524(35years) atih007, meaning that it's no fixed rate, is it? (coz got BFR there) what u mean by 5.05% in your earlier post? did u refer to fixed rate? tq. |
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