Al-rajhi offer 8.5% interest rate.. and no interest if late payment or early exit..
Lowest rate for personal loan
Lowest rate for personal loan
|
Jun 14 2008, 06:32 PM
|
Senior Member
1,612 posts Joined: Mar 2005 |
Al-rajhi offer 8.5% interest rate.. and no interest if late payment or early exit..
|
|
|
|
Jun 19 2008, 03:33 PM
|
Junior Member
385 posts Joined: Aug 2007 |
UOB bank interest rate is 8.1% - fixed...if u wanna take loan of RM25k. Mnthly payment for 5 years is RM770 p/month...
|
|
Jun 19 2008, 06:18 PM
|
Junior Member
331 posts Joined: Jun 2008 |
efxtive, i think ur calculation is wrong.. if is 8.1%, rm25k, 5 yrs.. monthly repayment should b rm585.42
if is rm770 per moth, then should b paying it less than 4 yrs.. or else the interest rate should b 17%... rhb bank has change their rate to 6%-13%.. depends on ur loan amount.. it's not the lowest any more... i kena d.. still thinking wana accept their loan o not... by the way.. did any1 know which bank is the lowest?? im still looking the lowest rate.. it's vy funny thing from al rahji bank.. i told them i got borang B.. then that stupid stil need a payslip... then 4 wat i declare my tax???? do they know wat's borang B??? damn stupid... recently i keep on receiving a sms from duno who... regarding the credit card refinancing... may i know how's it work?? coz they say 6%pa. no hassle, 100% approve n rm10 for processing oni... This post has been edited by smcg: Jun 19 2008, 06:22 PM |
|
Jun 19 2008, 06:20 PM
|
Senior Member
618 posts Joined: Oct 2005 From: Puchong, Selangor |
i think even if you show your EPF statement, it should be enough. if your payslip, you can kaw tim with the boss (if small company) but income tax/epf, how to kow tim?
|
|
Jun 19 2008, 06:26 PM
|
Junior Member
331 posts Joined: Jun 2008 |
the point is i don't hv epf, i don't hv payslip.. most of the time i collect cash.. hardly get cheque oso.. so... declare tax is my oni solution..
really a damn stupid bank.... |
|
Jun 19 2008, 11:59 PM
|
Junior Member
7 posts Joined: Jan 2008 From: Shah Alam |
Bank Rakyat 5.95%. but only to govt and selected private sectors
|
|
Jun 21 2008, 01:07 AM
|
Junior Member
172 posts Joined: Jan 2007 From: Whole MSIA |
Do you know that you can put in the amount that you like in EPF, or declare any amount you like in your form BE, or declare any amount you like on EA form (work behind with your company).
In this case, it is high risk for the bank jus only take your EPF or form BE. |
|
Jun 21 2008, 01:27 AM
|
Junior Member
331 posts Joined: Jun 2008 |
of course i know.. but wat's the point taking the payslip as well? it can be any amount also.. some more worse than epf n form b.. do they know which 1 is more trust-worthy?? i'm vy doubt with their professional.
|
|
|
|
Jun 21 2008, 08:41 AM
|
Senior Member
1,612 posts Joined: Mar 2005 |
QUOTE(smcg @ Jun 19 2008, 06:18 PM) efxtive, i think ur calculation is wrong.. if is 8.1%, rm25k, 5 yrs.. monthly repayment should b rm585.42 if is rm770 per moth, then should b paying it less than 4 yrs.. or else the interest rate should b 17%... rhb bank has change their rate to 6%-13%.. depends on ur loan amount.. it's not the lowest any more... i kena d.. still thinking wana accept their loan o not... by the way.. did any1 know which bank is the lowest?? im still looking the lowest rate.. it's vy funny thing from al rahji bank.. i told them i got borang B.. then that stupid stil need a payslip... then 4 wat i declare my tax???? do they know wat's borang B??? damn stupid... recently i keep on receiving a sms from duno who... regarding the credit card refinancing... may i know how's it work?? coz they say 6%pa. no hassle, 100% approve n rm10 for processing oni... QUOTE(smcg @ Jun 21 2008, 01:27 AM) of course i know.. but wat's the point taking the payslip as well? it can be any amount also.. some more worse than epf n form b.. do they know which 1 is more trust-worthy?? i'm vy doubt with their professional. there is some circumstance requires borang B with payslip. now al-rajhi bank got even lowest rate for personal loan. 7.5% only.. the promotion ended 11july. |
|
Jun 25 2008, 07:09 PM
|
Senior Member
2,056 posts Joined: Oct 2007 From: (n_n) |
|
|
Apr 27 2009, 03:26 PM
|
Junior Member
61 posts Joined: Sep 2006 |
anybody know what bank now have lowest rate for personal loan?
just want to loan around RM5000, my salary >2.5k per month |
|
Apr 28 2009, 11:38 AM
|
Junior Member
318 posts Joined: Feb 2006 |
do pm me also
|
|
Jul 2 2009, 11:52 AM
|
Newbie
2 posts Joined: Sep 2008 |
|
|
Jul 2 2009, 01:49 PM
|
Staff
25,759 posts Joined: Jan 2003 From: Penang |
Since we have identical topic on personal loan front, please proceed any regarding personal loan issue in this thread.
http://forum.lowyat.net/topic/500507/+420 Thanks for the cooperation. |
Topic ClosedOptions
|
Change to: | 0.0170sec
0.22
5 queries
GZIP Disabled
Time is now: 29th March 2024 - 10:19 PM |