Don’t just wait dividend announcements to buy 🤦‍♀️ and by the time you wait for it price is already has risen

You buy when the markets falls and Maybank drops within the fair book value range since you are the accumulator

No point do equal weightage if you are buying for dividends 🤦‍♀️

Buy Maybank because of solid dividends track records and it won’t be easy any of those banks to be collapsed in the 1st place but CIMB would be highest risk among of them due to higher lending

Anyone can predict but whether realised prediction no one can predict to that accurate

Protected doesn’t means good because the bank management will take advantage into riskier assets 🤦‍♀️ already happened before with 3 banks in Malaysia and have to been bailed out with shotgun merger just like CS case 🤦‍♀️

Yes Malaysia has happened before with 3 banks collapsed and been forced into shotgun merger 🤦‍♀️

You buy shares because you know and plan your exit strategy while bonds is at the mercy of issuer hence you will have do a very through lookup on the issuer before committing to it

Usually after dividend paid ppl will start buying hence the price go higher 🤦‍♀️

No OPR hike anyway plus non existent and non impacting news 🤦‍♀️

The bigger and moving news is Fed announcement on imminent hike

All consensus analysts including me wrong 😂

BNM useless now only hike 🤦‍♀️ later when year end will start cutting again once the Fed starts cutting as well

Yes too slow and now they start inflation will go up hence today hike 🤦‍♀️

Won’t maintain because they need to cut a bit to stimulate growth this year end

Yes because BNM Governor already said to not to overshoot and undershoot on OPR 🤦‍♀️

Too slow because raising earlier might already help to slowdown inflation much earlier than now 🤦‍♀️ another reason why they do it because of Raya as this Raya season has been slow for consumer demands 🤦‍♀️ so they only hike when there is no impact hence when they cut the time will be overreaction again 🤦‍♀️

Not slow and steady 🤦‍♀️ but no impact especially when they start cutting rates 🤦‍♀️ if rate raise like today caught all the analysts 🤦‍♀️ imagine the next rate cut when there is no impact

Fed have to cut to stimulate growth while if OPR don’t cut not stimulating the economy 🤦‍♀️ Malaysia govt this year if got recession got no tools to stimulate the economy if they just keep on depend on govt to handout money 🤦‍♀️

What headache 🤦‍♀️ It is because of BNM is not independent enough and like to get their hands on political situation 🤦‍♀️ unlike the Feds which are independent enough as the voting members changes every few years

Banks unlikely to more make money because they disperse less loans due to higher interest rates already 🤦‍♀️ and you need to check each of the banks books

The most affected when OPR increase will be PBB because of their low to book value

Not that great when price is falling to below 8.50 soon 🤦‍♀️

Market sentiments

Not a lot 🤦‍♀️ only 0.3% for the past month 🤦‍♀️

EPF needs liquidity now for Kwasa Damansara

Not cash crunch but they really need liquidity before embarking a property development and being master developer you need to have cash on hand otherwise the project will be delayed

Now they are embarking on the commercial development which requires more capital and it is heavy capital intensive especially if they wanna built a world class 5 star hotel in Kwasa Damansara

They still think old skool 🤦‍♀️ these days ppl go for high end AirBnb as you can get penthouse for a fraction of price of high end 5 star suites

You go take a look around 5 stars hotels JW Marriott, Banyan Tree, St Regis and Four Seasons occupancy also not even 50% on holiday weekend 🤦‍♀️

Even Weddings now are getting lesser these days as one table will set RM3k easily

300k wedding is already the normality for 5 star hotels 🤦‍♀️

Sorry to say to Tourism Malaysia failed big time with their old skool marketing 🤦‍♀️ Go take a look at Saudi Tourism as they are more liberal and aggressive in marketing their country as they have even now with EDM concerts unlike Malaysia 🤦‍♀️

Then you should compared Maybank to Arab Malaysian banks for performance to get a better picture 😂

4 seasons Malaysia food is terrible compared to the ones abroad particularly US 🤦‍♀️ rooms are nice though

Wah very rich to become member for staycation 👏