this is the info which i obtained, after sending out the emails.
Thank you for your email regarding OCBC iQ Account. It is an easier way to do your banking. Allowing you to get all your banking done quickly and easily.



Below are an introduction of iQ Account :



·            Convenience at your fingertips with OCBC Internet Banking. Make payments to over 46 billers including utilities, assessments and telcos from anywhere and at any time of the day. Just log on to OCBC Internet Banking at www.ocbc.com.my for more information.



·            Not only that, you also get to enjoy 5 FREE funds transfers each month to other banks with OCBC Internet Banking when paying your home and car loan instalments, settling credit cards bills and many more.



·            The simplicity and ease of banking doesn't end there. You can access your iQ Basic Account (Current Account) at all OCBC Bank and OCBC Al-Amin branches. If you are unable to locate a branch near you, you can also perform cash withdrawals at foreign bank ATMs (HSBC, UOB and Standard Chartered) at just RM1 for each successful cash withdrawal.



·            You can also perform cash withdrawals at local bank ATMs via the Visa Plus network and enjoy the first 2 withdrawals per month for FREE and subsequent withdrawals at RM4 each.



·            What's more, you may also choose to perform your banking transactions through our Contact Centre (which includes Banking-On-Call services), Mobile Banking or even Fax Banking.



·            Also, stay updated and have complete control over your finances with the monthly eCashflow statements which provide a consolidated and detailed overview of your iQ Basic Account. These may be accessed easily via OCBC Internet Banking.



We don’t just talk about making your money grow. We actually make it happen with iQ Cash.



·            The iQ Basic Account is linked to an iQ Savings Plan that offers higher-than-ordinary savings rates. The iQ Savings Plan lets you determine a fixed monthly amount to save – from a minimum of RM50 to a maximum of RM5,000.



·            You also have the option to enjoy higher Fixed Deposit rates for 7 and 15-month tenures. This is subject to a minimum placement of RM5,000. Rates for all other tenures follow the Bank’s normal board rates.



·            Plus, enjoy special foreign exchange rates on overseas remittances.



To open an iQ Account, please walk in to any of OCBC Bank branch (Klang Valley). To find out more on IQ, pls log on to OCBC website www.ocbc.com/my/iQ. Alternatively, please contact our iQ Hotline at 1300 88 5000. Our dedicated iQ Service Executive will be happy to assist you.



Thank you.



OCBC iQ