Anyone have serious credit card debt issues?, anyone?
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 Jun 5 2008, 01:04 AM
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#1
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Junior Member
138 posts Joined: May 2008  
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u shld pay maximum payment everymth instead of minimum payment to cc. By doing this, even w/o balance transfer u also can settle the outstanding every soon.
I did it 2 yrs ago n manage to settle RM10k cc balance in 6 mth w/o balance transfer. But everymth when u calculate d interest earned by bank, it's really hurt...!  some time balance transfer is u dig a new hole to cover the old hole.... it will nvr ending if u can't control on ur cc usage. |
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Jun 28 2008, 01:21 AM
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#2
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Junior Member
138 posts Joined: May 2008
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QUOTE(htkaki @ Jun 27 2008, 10:59 PM) I ve tried looking for the above details. But, couldnt find it. It would be interesting if there is rebate even when there isnt any balance carried forward. if not mistaken, if u got o/s from RM0-3999 in ur Citibank shell card, petrol rebate at Shell station is 1.5%, normal shopping is 0.75% cash rebate.Citibank Shell Card  |
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