May 30 2008, 09:38 AM
QUOTE(setheo @ May 30 2008, 09:31 AM)
If your friend's case is really serious, try to :
1. Get loan from bank to settle or do a balance transfer. Survey around; i think balance transfer can be quite attractive too. That will save him a little.
2. Consolidate all your credit cards; meaning, don't keep so many cards in your wallet. 1 or 2 will do. 3 max.
3. Try to pay by cash instead of by card.
4. There is one organization that helps us to manage our debt. I can't remember the name though. Appear on tv recently.
All the best to your friend. By the way, avoid the SHARK (Ah Long).
Yes, the balance transfer might help your friend out... (some bank offer 8~10%p.a.)1. Get loan from bank to settle or do a balance transfer. Survey around; i think balance transfer can be quite attractive too. That will save him a little.
2. Consolidate all your credit cards; meaning, don't keep so many cards in your wallet. 1 or 2 will do. 3 max.
3. Try to pay by cash instead of by card.
4. There is one organization that helps us to manage our debt. I can't remember the name though. Appear on tv recently.
All the best to your friend. By the way, avoid the SHARK (Ah Long).
If not, your friend may seek for the consultation from AKPK (government founded, no need to pay for their consultation)
Hope this will help...
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