Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Apr 20 2010, 08:22 AM
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#1
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island  
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hloo..
just wondering.. if we buy second hand value housing could we get 100% loan? btw: pls quote:- Price: 120k Area: Sg Dua, Penang (apartment ) Tenure: 30 years MOF: 90% another thing.. if i get loan for 90k is the interest will be higher then i get loan for 100K>? please advise... This post has been edited by yahiko: Apr 20 2010, 02:46 PM |
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Apr 27 2010, 04:20 PM
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#2
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island
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QUOTE(mghong @ Apr 27 2010, 12:17 PM) Being qoate by HSCB yap~ i got same offer by HSBC too.. becoz my age s 25 they say i can get loan for 35 years...Full Flexi package BLR-1.8 whole tenuru by the banker in the bank... Non-Zero cost .. Wonder is it good deal or not ?  90% + 5% BLR -1.9 wonder is okay or not? |
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May 5 2010, 08:14 AM
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#3
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island
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QUOTE(Manyproblem @ May 2 2010, 10:28 AM) I have been offered full-flexi mortgage from UOB and HSBC. I took up flexi mortgage, it's because i have the cash to put into my loan, so that it will reduce the amoutn of interest paid to bank. hi there, i also been told by the hsbc about the full-flexi loan~ how much UOB BLR-??But, HSBC is claiming that their flexi package operates on ONE account, where UOB and others are operating on TWO accounts. According to the officer, once the extra $$ paid into the account, it will reduce the principal directly, and reduce the interest paid, where UOB will pay interest on one account, and charege me interest on another account to contra it. After some calculation i find that they are the same, so anyone know what is the difference?? HSBC offer me -1.8 for 1st 3 years and -1.9 onwards... but have to pay RM10 everymonth for monthly statement and internet banking.. btw, penang banker !! quote me pls Price: 175k Area: Sungai Ara (apartment) Freehold Tenure: 30 years - 35 years MOF 90% PM me pls.. if can we wanna meet personally.. type of loan looking at is flexi-loan and fixed loan~ thanksss |
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May 18 2010, 08:57 AM
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#4
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island
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currently the Blr have raise to 6.05% ~ any bank make changes in the Blr -??
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Jun 15 2010, 09:51 AM
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#5
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island
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i just sign my offer letter by eon bank.~ FD+1.25.. for me is a good deal la since FD wont increase fast..
is a fully flexi loan |
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Oct 20 2010, 04:06 PM
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#6
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island
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hi, just wanna know how much is the bLR now?
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