QUOTE(jusco1 @ Jul 21 2009, 03:04 PM)
OCBC offering -2.5% now... T&C applies...
Brother. it is not -2.5It is fixed 2.5 first year
Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Jul 23 2009, 02:58 PM
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#1
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG   
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It is fixed 2.5 first year |
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Aug 17 2009, 07:09 PM
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#2
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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Normally for project for Public Bank
when you are offered first year 0% most likely that you will not get a Free Legal Package. any more |
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Aug 18 2009, 10:35 PM
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#3
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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EON Bank has been very aggressive this month in the market.
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Aug 23 2009, 02:52 PM
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#4
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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QUOTE(Icehart @ Aug 21 2009, 09:48 AM) Can any agents for housing loan from respective banks ( check you pm:D This post has been edited by whojen: Aug 23 2009, 02:52 PM |
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Aug 23 2009, 11:59 PM
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#5
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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QUOTE(spiderbaby @ Aug 23 2009, 07:34 PM) thinking of refinancing my house. currently under mbsb and monthly is high. what info should i gather. zecwhat is zec means free legal documentation which means for loan agreement between customer and bank, bank will bare all the cost for loan agreement |
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Aug 31 2009, 12:56 AM
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#6
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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QUOTE(alextcs @ Aug 28 2009, 10:29 AM) Last night met with PBB housing loan agent, she offered me PBB flexi loan package BLR - 2.3, MRTA, ZEC, 30 years, loan amount 250k. Today she will submit to KL HQ for approval. hey brotherHowever, i heard that PBB's Flexi loan is actually not "Flexi"? Can some sifu here clarify it? The agent did actually introduce Term-loan (considered semi-flex) to me last night, but seems she willing to help me to "fight" for same interest rate as Term-Loan package, no reason why not for me to choose the flexi-loan package. Thanks in advanced, looking forward for the explanation. i am from PBB and i have secured few cases 240k with -2.3 Free Legal. No doubt it does not happen in many cases subjected to customer profile but in last month alone, i have secured 3 loan that is amount to 200-280k and getting a range of 2.3free legal In regards to Full flexi and Semi Flexi. I have to admit, in regards to full flexi we do not normally promote it as it is not as competitive as other bank. Like some may say, You cannot be good in all sector or the market. But Semi Flexi allows Advance payment to be payment as well. very normal to all bank this days Give me a pm if you need additional information would love to help |
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Sep 15 2009, 03:13 PM
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#7
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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Properties above 500k.
Good news for you people and Bad news for other bankers (Good news) Standard Chart is offering crazy rates. -2.51 First 2 years -2.3 Folllowing years (Bad news) To my fellow bankers. ( Dammm crazy pricing) |
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Sep 16 2009, 12:25 AM
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#8
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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QUOTE(duckch @ Sep 15 2009, 08:34 PM) really crazy rates! Yeah. Very crazy rates indeed. Almost got a heart attack from there. Lost few potential client because of this.how to fight with standard charter? izzit any t&c? I have sighted the Letter of Offer but was not given opportunity to study it closer QUOTE(merce @ Sep 15 2009, 11:06 PM) Zero or Non-Zero? If i were to say Zero cost.Would you faint and run to s.charted now? |
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Oct 14 2009, 11:21 PM
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#9
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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Guys
new rules by BNM most bank will fixed thier rates to a certain -(?%) max most of the bank has agreeed. they going to implement soon |
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Oct 28 2009, 12:15 AM
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#10
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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haha my prediction was correct in regards to Bank negara fixing the rates
refer to thread page 44:D wakakakaka |
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Dec 27 2009, 09:04 AM
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#11
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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QUOTE(kochin @ Dec 24 2009, 11:44 AM) am interested to know more about MLTA. very similar to MRTA.anybody wanna buy me lunch to go over the details? just name difference nia lo MRTA = mortage Reducing Term Assurance MLTA = mortage Life Time Assurance |
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Dec 28 2009, 09:41 AM
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#12
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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QUOTE(onnying88 @ Dec 27 2009, 03:08 PM) And it's very big different compare with MRTA. hahahahaha! sorry lah:D haven;t work almost 2 week already . rusty rusty! |
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Jun 10 2010, 10:41 PM
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#13
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Senior Member
1,207 posts Joined: Feb 2006 From: PENANG
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QUOTE(sheakhu @ Jun 9 2010, 06:46 PM) Today got LO from EON bank, Yeah very nice indeed.loan amount 500k, Rate FDR +1%, Tenure 30 Years Margin 90% Normally thier rates are FDR +1.25 but will have penalty for refinancing. |
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